Laura Jewett

Laura Jewett

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Closed

$365,000

($159,221 down)
FHA

45197 W PARAISO Lane, Maricopa, AZ 85139

3
2
1,637 sqft
PITI Monthly
$1,342.42 /mo

Listing courtesy of: DeAndre K. Harvey, Jason Mitchell Real Estate

Assumed Rate

2.74%
7.15%

Principal & Interest

$901 /mo
$1,493 /mo

What's Special

OPEN CONCEPT
SPACIOUS
VAULTED CEILINGS
EFFICIENT

Your beautiful desert oasis awaits you in the highly sought after community of Acacia Crossings. Energy efficient home! You will find no other like it. Owned Solar! Average electricity bill is only $55 per month in the past 12 months! Walk through the front door and you will adore the high vaulted ceilings. Spacious open concept. This home has an expansive den with double door entry. Can easily be used as a 4th bedroom. Enjoy countless Arizona evenings by stepping into your oasis backyard featuring a sparkling pool! This home is a must see!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.74
Remaining Loan Term
25 years, 11 months
Monthly PITI
$1,342.42/mo
Estimated Loan Balance
$208,347
Cash to close
$159,221
Interest Paid
$23,630

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s), Programmable Thmstat
  • Heating: Electric, Ceiling
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Private Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: Yes
  • Pool Features: Variable Speed Pump, Private

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile
Condition
  • Year Built: 2004
Details
  • Builder: US Home

Community & HOA

Community
  • Subdivision: Acacia Crossings
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Acacia Crossings
  • HOA Amenities: Unknown
  • HOA Fee: $64.73
  • HOA Frequency: $Monthly
Location
  • Region: Maricopa

Financial Details

  • Price per Sqft: $222.97
  • Tax Annual Amount: $1614
  • On Market Date: 2024-07-04T07:19:21.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $159,221 (44%)
You can enter any amount below - secondary financing will cover the difference if needed.
44%
$

You cover the entire equity of $159,221!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$205,779
Your Cash$159,221
Total Purchase Price:$365,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$901/mo
Traditional @ 7.5%
$1,549/mo
You save $647/month ($7,770/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6665932

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-12T17:38:59.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.74%
7.15%

Principal & Interest

$901 /mo
$1,493 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $159,221 (44%)
You can enter any amount below - secondary financing will cover the difference if needed.
44%
$

You cover the entire equity of $159,221!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$205,779
Your Cash$159,221
Total Purchase Price:$365,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$901/mo
Traditional @ 7.5%
$1,549/mo
You save $647/month ($7,770/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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