Laura Jewett

Laura Jewett

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$649,000

($219,771 down)
FHA

4515 Deer Creek Way, Paso Robles, CA 93446

3
2
1,232 sqft
PITI Monthly
$3,229.06 /mo

Listing courtesy of: Liz Lemos, Modern Broker-Pismo Beach

Assumed Rate

3.16%
7.15%

Principal & Interest

$2,049 /mo
$3,216 /mo

What's Special

GRANITE COUNTERTOPS
FIREPLACE

Exceptional value for a country property in this price range! One acre in the Paso Robles Jardine area. Just minutes from town in the heart of wine country. Inside the open kitchen and living area features granite countertops, wood burning fireplace, and laminate wood floors. This corner parcel with access to two streets offers endless possibilities to suit your country lifestyle and uses. Added bonus is a leased solar system!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.16
Remaining Loan Term
25 years, 4 months
Monthly PITI
$3,229.06/mo
Estimated Loan Balance
$431,060
Cash to close
$219,771
Interest Paid
$66,843

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir, Gas
  • Heating: Central, Propane
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom, WoodBurning
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Wood, Wire
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTypeUnknown
  • Water Source: Well
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Contemporary
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 1985
Details
  • Builder:

Community & HOA

Community
  • Subdivision: PR Rural East(170)
  • Features: Rural
HOA
  • Has HOA: No
Location
  • Region: Paso Robles

Financial Details

  • Price per Sqft: $526.79
  • Tax Annual Amount: $8112.5
  • On Market Date: 2025-03-17T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $219,771 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $219,771!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.16% Sellers Rate
$429,229
Your Cash$219,771
Total Purchase Price:$649,000

Assumed vs Traditional Mortgage

Assumed @ 3.16%
$2,049/mo
Traditional @ 7.5%
$3,336/mo
You save $1,287/month ($15,447/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PI25058346

Listing From:

Last updated: 2025-03-28T03:34:46.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.16%
7.15%

Principal & Interest

$2,049 /mo
$3,216 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $219,771 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $219,771!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.16% Sellers Rate
$429,229
Your Cash$219,771
Total Purchase Price:$649,000

Assumed vs Traditional Mortgage

Assumed @ 3.16%
$2,049/mo
Traditional @ 7.5%
$3,336/mo
You save $1,287/month ($15,447/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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