Laura Jewett

Laura Jewett

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Closed

$700,000

($223,482 down)
VA

450 J St UNIT 5291, San Diego, CA 92101

2
2
1,020 sqft
PITI Monthly
$2,360.78 /mo

Listing courtesy of: Derek Barksdale, Military Mutual

Assumed Rate

3.08%
7.15%

Principal & Interest

$2,194 /mo
$3,479 /mo

What's Special

LOCATION
DINING
MODERN
LUXURY

Experience luxurious high-rise living in the heart of downtown San Diego! This stunning condo boasts numerous upgrades, including elegant quartz countertops, modern upgraded cabinets, and sleek upgraded flooring. Enjoy breathtaking views from your expansive windows, capturing the vibrant cityscape and beyond. This premium unit offers exclusive access to an array of top-tier amenities. Stay active and healthy with the state-of-the-art gym facilities and take a refreshing dip in the sparkling pools. For those who love to entertain, the community spaces provide the perfect backdrop for social gatherings. Location is everything, and this condo does not disappoint. Situated within walking distance to some of San Diego’s most iconic landmarks, including Petco Park, the Convention Center, and the lively Gaslamp District, you’ll find yourself at the center of it all. Enjoy a wide array of dining options, trendy boutiques, and exciting nightlife right at your doorstep. Live the ultimate urban lifestyle with convenience, luxury, and excitement at your fingertips. Don’t miss the opportunity to make this exceptional condo your new home!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.08
Remaining Loan Term
26 years, 1 months
Monthly PITI
$2,360.78/mo
Estimated Loan Balance
$477,487
Cash to close
$223,482
Interest Paid
$59,627

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, SeeRemarks
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: CommonRoof
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community

Construction

Type & Style
  • Stories: 1
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: CommonRoof
Condition
  • Year Built: 2004
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Downtown
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: RealManage
  • HOA Amenities: Unknown
  • HOA Fee: $586.06
  • HOA Frequency: $Monthly
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $686.27
  • Tax Annual Amount: $8750
  • On Market Date: 2024-11-18T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $223,482 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $223,482!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.08% Sellers Rate
$476,518
Your Cash$223,482
Total Purchase Price:$700,000

Assumed vs Traditional Mortgage

Assumed @ 3.08%
$2,194/mo
Traditional @ 7.5%
$3,609/mo
You save $1,415/month ($16,978/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 240027081SD

Listing From:

Last updated: 2025-01-27T22:05:05.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.08%
7.15%

Principal & Interest

$2,194 /mo
$3,479 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $223,482 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $223,482!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.08% Sellers Rate
$476,518
Your Cash$223,482
Total Purchase Price:$700,000

Assumed vs Traditional Mortgage

Assumed @ 3.08%
$2,194/mo
Traditional @ 7.5%
$3,609/mo
You save $1,415/month ($16,978/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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