Laura Jewett

Laura Jewett

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Pending

$550,000

($430,379 down)
FHA

45004 Thalia Lane, Lake Elsinore, CA 92532

3
2
1,635 sqft
PITI Monthly
$1,068.53 /mo

Listing courtesy of: Sandra Martinez, RE/MAX 2000 REALTY

Assumed Rate

3.95%
7.15%

Principal & Interest

$785 /mo
$1,117 /mo

What's Special

SHOPPING
DINING
SPACIOUS
MODERN
CHARMING

Charming Single-Story Home in Rosetta Canyon Community. This beautifully maintained single-story residence boasts 3 spacious bedrooms and 2 bathrooms, offering comfort and convenience in a well-designed layout.As you enter, you'll be greeted by an open and inviting living room that seamlessly flows into modern kitchen and dining area.The large backyard provides a perfect setting for gatherings and outdoor enjoyment, with ample space for creating your own personal oasis.Located conveniently near parks, shopping centers, freeways, and schools, this home offers both tranquility and accessibility. Don’t miss the opportunity to make this your new home sweet home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.95
Remaining Loan Term
17 years, 1 months
Monthly PITI
$1,068.53/mo
Estimated Loan Balance
$164,479
Cash to close
$430,379
Interest Paid
$73,123

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2006
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Park, StreetLights, Sidewalks
HOA
  • Has HOA: Yes
  • HOA Name: ROSETTA CANYON HOA
  • HOA Amenities: Unknown
  • HOA Fee: $78
  • HOA Frequency: $Monthly
Location
  • Region: Lake Elsinore

Financial Details

  • Price per Sqft: $336.39
  • Tax Annual Amount: $
  • On Market Date: 2024-07-18T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $430,379 (78%)
You can enter any amount below - secondary financing will cover the difference if needed.
78%
$

You cover the entire equity of $430,379!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.95% Sellers Rate
$119,621
Your Cash:$430,379
Total Purchase Price:$550,000

Assumed vs Traditional Mortgage

Assumed @ 3.95%
$785/mo
Traditional @ 7.5%
$1,159/mo
You save $374/month ($4,486/year)

*Secondary financing rates are an estimated value based on input

MLS ID: CV24146377

Listing From:

Last updated: 2024-09-17T19:09:43.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.95%
7.15%

Principal & Interest

$785 /mo
$1,117 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $430,379 (78%)
You can enter any amount below - secondary financing will cover the difference if needed.
78%
$

You cover the entire equity of $430,379!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.95% Sellers Rate
$119,621
Your Cash:$430,379
Total Purchase Price:$550,000

Assumed vs Traditional Mortgage

Assumed @ 3.95%
$785/mo
Traditional @ 7.5%
$1,159/mo
You save $374/month ($4,486/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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