Laura Jewett

Laura Jewett

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$600,000

($382,216 down)
FHA

4490 E WESTCHESTER Drive, Chandler, AZ 85249

4
3
2,631 sqft
PITI Monthly
$1,536.86 /mo

Listing courtesy of: Ryan Meeks, eXp Realty

Assumed Rate

3.02%
7.15%

Principal & Interest

$1,021 /mo
$1,632 /mo

What's Special

FIREPLACE
PATIO

This home is ready to be personalized with your unique style!! Sun Groves is an in-demand community with top-rated schools nearby. This home welcomes you with 2 living rooms on the first floor (1 with a fireplace), a bedroom, great for guests and even a FULL bathroom. The second floor features a giant loft with another fireplace and 3 additional bedrooms. The master bedroom and loft with sliding doors to your outdoor 2nd floor patio featuring expansive views with no neighbors behind. Step outside to your private oasis with pool and lush sun-kissed Arizona grass.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.02
Remaining Loan Term
25 years, 5 months
Monthly PITI
$1,536.86/mo
Estimated Loan Balance
$294,197
Cash to close
$382,216
Interest Paid
$31,834

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: EIFS Synthetic Stcco, Wood Frame
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 2 Fireplace, Living Room, Gas
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Concrete
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style: Spanish
Materials
  • EIFS Synthetic Stcco, Wood Frame
  • Roof: Concrete
Condition
  • Year Built: 2003
Details
  • Builder: Fulton Homes

Community & HOA

Community
  • Subdivision: SUN GROVES PARCEL 17 AND 18
  • Features: Lake, Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: SUN GROVES
  • HOA Amenities: Unknown
  • HOA Fee: $195
  • HOA Frequency: $Quarterly
Location
  • Region: Chandler

Financial Details

  • Price per Sqft: $228.05
  • Tax Annual Amount: $2131
  • On Market Date: 2025-03-27T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $382,216 (64%)
You can enter any amount below - secondary financing will cover the difference if needed.
64%
$

You cover the entire equity of $382,216!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.02% Sellers Rate
$217,784
Your Cash:$382,216
Total Purchase Price:$600,000

Assumed vs Traditional Mortgage

Assumed @ 3.02%
$1,021/mo
Traditional @ 7.5%
$1,693/mo
You save $672/month ($8,059/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6841075

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-31T06:53:13.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.02%
7.15%

Principal & Interest

$1,021 /mo
$1,632 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $382,216 (64%)
You can enter any amount below - secondary financing will cover the difference if needed.
64%
$

You cover the entire equity of $382,216!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.02% Sellers Rate
$217,784
Your Cash:$382,216
Total Purchase Price:$600,000

Assumed vs Traditional Mortgage

Assumed @ 3.02%
$1,021/mo
Traditional @ 7.5%
$1,693/mo
You save $672/month ($8,059/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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