Laura Jewett

Laura Jewett

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Active

$399,500

($76,926 down)
VA

448 E Wescott Drive, Phoenix, AZ 85024

3
3
1,656 sqft
PITI Monthly
$2,479.43 /mo

Listing courtesy of: Linda M Anderson, eXp Realty

Assumed Rate

7.06%
7.15%

Principal & Interest

$2,175 /mo
$2,195 /mo

What's Special

LOCATION
MINUTES AWAY
SHOPPING
ENTERTAINMENT
MODERN
PATIO
CHARMING
COZY

Welcome to your next adventure in comfort and convenience! This charming 3-bed, 2.5-bath home in North Phoenix is the perfect blend of style, space, and location—ideal for busy professionals and growing families alike. Step inside and feel the openness! With soaring ceilings and an abundance of natural light streaming through the newer windows (2021), every day feels a little brighter. The primary suite is conveniently located on the first floor—no more hauling laundry up and down the stairs! Fresh interior paint gives the home a crisp, modern feel, while recent upgrades like a new water heater (2021) and HVAC system (2020) keep you comfortable year-round. Need a place to unwind? The cozy, private front patio is the perfect spot to sip your morning coffee or catch up with friends in the evening. With low maintenance landscape you can enjoy more free time. And when it's time to head out, you'll love being centrally located near shopping, entertainment, and all the essential services, everything you need is just minutes away. Whether you're hosting a dinner party or enjoying a quiet night in, this home has the perfect mix of practicality and charm. Don't miss your chance to make it yours.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
7.06
Remaining Loan Term
29 years, 3 months
Monthly PITI
$2,479.43/mo
Estimated Loan Balance
$323,124
Cash to close
$76,926
Interest Paid
$17,152

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Stucco, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 1 Fireplace, Family Room
  • Flooring: Vinyl, Tile

Exterior

Fencing
  • Fencing: Block, Wrought Iron
Roof
  • Roof: Composition, Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Stucco, Wood Frame, Painted
  • Roof: Composition, Tile
Condition
  • Year Built: 1987
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: None
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name: Merit Estates
  • HOA Amenities: Unknown
  • HOA Fee: $44
  • HOA Frequency: $Monthly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $241.24
  • Tax Annual Amount: $1849
  • On Market Date: 2025-04-01T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $76,926 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$

You cover the entire equity of $76,926!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.06% Sellers Rate
$322,574
Your Cash$76,926
Total Purchase Price:$399,500

Assumed vs Traditional Mortgage

Assumed @ 7.06%
$2,175/mo
Traditional @ 7.5%
$2,277/mo
You save $102/month ($1,219/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6837691

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-03T06:33:29.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

7.06%
7.15%

Principal & Interest

$2,175 /mo
$2,195 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $76,926 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$

You cover the entire equity of $76,926!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.06% Sellers Rate
$322,574
Your Cash$76,926
Total Purchase Price:$399,500

Assumed vs Traditional Mortgage

Assumed @ 7.06%
$2,175/mo
Traditional @ 7.5%
$2,277/mo
You save $102/month ($1,219/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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