Laura Jewett

Laura Jewett

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Closed

$389,000

($49,229 down)
FHA

44837 W HORSE MESA Road, Maricopa, AZ 85139

5
3
1,938 sqft
PITI Monthly
$2,106.18 /mo

Listing courtesy of: Johana Saenz Varela, A.Z. & Associates

Assumed Rate

2.98%
7.15%

Principal & Interest

$1,528 /mo
$2,454 /mo

What's Special

SPACIOUS
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
COZY

Welcome to your dream home in the desirable Alterra community of Maricopa, Arizona! This beautifully designed residence features an open floor plan with 42-inch white cabinets and elegant white quartz countertops. The home includes all stainless steel appliances and tile flooring throughout, with cozy carpet only in the bedrooms. The layout is perfect for families, featuring a Jack-and-Jill restroom and a spacious master bedroom complete with a walk-in shower and walk-in closet. The front bedroom is conveniently located next to its own bathroom. Step outside to a low-maintenance backyard with turf and a lovely built-in gazebo, ideal for entertaining. Don't miss this opportunity to make this stunning home yours!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.98
Remaining Loan Term
26 years, 4 months
Monthly PITI
$2,106.18/mo
Estimated Loan Balance
$354,698
Cash to close
$49,229
Interest Paid
$38,174

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s), ENERGY STAR Qualified Equipment, Programmable Thmstat
  • Heating: ENERGY STAR Qualified Equipment, Natural Gas
Features
  • Materials: Synthetic Stucco, Wood Frame, No VOC Paint, Blown Cellulose, Brick Veneer, Painted, Stucco, ICAT Recessed Lighting
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Ranch
Materials
  • Synthetic Stucco, Wood Frame, No VOC Paint, Blown Cellulose, Brick Veneer, Painted, Stucco, ICAT Recessed Lighting
  • Roof: Tile
Condition
  • Year Built: 2019
Details
  • Builder: Lennar

Community & HOA

Community
  • Subdivision: ALTERRA SOUTH
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Alterra HOA
  • HOA Amenities: Unknown
  • HOA Fee: $62.92
  • HOA Frequency: $Monthly
Location
  • Region: Maricopa

Financial Details

  • Price per Sqft: $200.72
  • Tax Annual Amount: $2053
  • On Market Date: 2024-08-01T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $49,229 (13%)
You can enter any amount below - secondary financing will cover the difference if needed.
13%
$

You cover the entire equity of $49,229!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$339,771
Your Cash$49,229
Total Purchase Price:$389,000

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$1,528/mo
Traditional @ 7.5%
$2,545/mo
You save $1,017/month ($12,209/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6738117

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-12-16T21:38:58.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.98%
7.15%

Principal & Interest

$1,528 /mo
$2,454 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $49,229 (13%)
You can enter any amount below - secondary financing will cover the difference if needed.
13%
$

You cover the entire equity of $49,229!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$339,771
Your Cash$49,229
Total Purchase Price:$389,000

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$1,528/mo
Traditional @ 7.5%
$2,545/mo
You save $1,017/month ($12,209/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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