Laura Jewett

Laura Jewett

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Pending

$498,000

($16,502 down)
VA

4475 Dale Avenue UNIT 220, La Mesa, CA 91941

2
2
905 sqft
PITI Monthly
$3,447.25 /mo

Listing courtesy of: Eddie Petil, Berkshire Hathaway HomeService

Assumed Rate

5.23%
7.15%

Principal & Interest

$2,762 /mo
$3,386 /mo

What's Special

INVESTORS
LOCATION
SHOPPING
DINING
SPACIOUS
MODERN
RENOVATED
BALCONY
CLUBHOUSE
CHARMING
COZY

Welcome to Westwood Village, a charming community near downtown La Mesa! This beautifully maintained 2-bedroom, 1.5-bath condo offers a prime location close to shopping, dining, and easy freeway access. As you step into this top-floor unit, you'll be greeted by an abundance of natural light streaming through the sliding glass door and large windows in each room. The entryway features stylish tile flooring, leading to a cozy dining area and a galley kitchen equipped with newer appliances. The living area and bedrooms boast wood laminate flooring, providing a fresh and modern look. Enjoy gatherings in the spacious living room or soak up the San Diego sunshine on your private balcony. The sleek, renovated bathroom offer both style and functionality. Unlike many units in the complex, this home includes the convenience of in-unit laundry. Westwood Village is a quiet, well-maintained community with fantastic amenities, including a pool, spa, clubhouse, and outdoor spaces for relaxation. This unit also comes with two parking spaces, including a carport with additional storage. A fantastic opportunity for first-time buyers or investors—don’t miss out on this incredible home!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
5.23
Remaining Loan Term
27 years, 3 months
Monthly PITI
$3,447.25/mo
Estimated Loan Balance
$482,816
Cash to close
$16,502
Interest Paid
$70,705

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community

Construction

Type & Style
  • Stories: 1
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1969
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Sidewalks, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Westwood Village
  • HOA Amenities: Unknown
  • HOA Fee: $428
  • HOA Frequency: $Monthly
Location
  • Region: La Mesa

Financial Details

  • Price per Sqft: $550.28
  • Tax Annual Amount: $6225
  • On Market Date: 2025-02-20T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $16,502 (3%)
You can enter any amount below - secondary financing will cover the difference if needed.
3%
$

You cover the entire equity of $16,502!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$481,498
Your Cash$16,502
Total Purchase Price:$498,000

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$2,762/mo
Traditional @ 7.5%
$3,512/mo
You save $750/month ($9,000/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2501304

Listing From:

Last updated: 2025-03-10T16:23:10.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.23%
7.15%

Principal & Interest

$2,762 /mo
$3,386 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $16,502 (3%)
You can enter any amount below - secondary financing will cover the difference if needed.
3%
$

You cover the entire equity of $16,502!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$481,498
Your Cash$16,502
Total Purchase Price:$498,000

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$2,762/mo
Traditional @ 7.5%
$3,512/mo
You save $750/month ($9,000/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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