Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3

$694,500

($29,276 down)
VA

4474 Hacienda Drive, Guadalupe, CA 93434

3
3
1,856 sqft
PITI Monthly
$5,406.82 /mo

Listing courtesy of: Sonam Narayan, eXp Realty of California, Inc.

Assumed Rate

6.95%
7.15%

Principal & Interest

$4,517 /mo
$4,609 /mo

What's Special

LOCATION
SHOPPING
DINING
SPACIOUS
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
MASTER SUITE
SOAKING TUB

Discover this stunning 3-bedroom, 2.5-bathroom home nestled in the highly sought-after Pasadera development. Boasting sleek finishes and a prime location, this residence offers the perfect blend of comfort and convenience. The kitchen is equipped with high-end stainless steel appliances, ample counter space, and a convenient island that can double as a breakfast bar. The open floor plan seamlessly connects the living, dining, and kitchen areas, creating an ideal space for entertaining guests. Retreat to the spacious master suite, complete with a soaking tub, walk-in shower, and a generous walk-in closet. Discover thoughtful upgrades throughout the home, adding a touch of sophistication. Enjoy a peaceful outdoor space in the low-maintenance backyard, perfect for relaxation and entertaining. With plenty of room for potential expansion, the large lot offers the possibility of adding an ADU (subject to city regulations). Experience the freedom and affordability of owning a home without the added expense of HOA fees or Mello Roos taxes. Conveniently located just minutes from the beautiful California coastline and a short drive to shopping, dining, and all the amenities you need. This home is a true gem and won't last long!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.95
Remaining Loan Term
27 years, 7 months
Monthly PITI
$5,406.82/mo
Estimated Loan Balance
$666,541
Cash to close
$29,276
Interest Paid
$113,205

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: None
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2022
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Guadalupe/Casmalia(850)
  • Features: Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Guadalupe

Financial Details

  • Price per Sqft: $374.19
  • Tax Annual Amount: $8681.25
  • On Market Date: 2025-03-03T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $29,276 (4%)
You can enter any amount below - secondary financing will cover the difference if needed.
4%
$

You cover the entire equity of $29,276!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.95% Sellers Rate
$665,224
Your Cash$29,276
Total Purchase Price:$694,500

Assumed vs Traditional Mortgage

Assumed @ 6.95%
$4,517/mo
Traditional @ 7.5%
$4,780/mo
You save $264/month ($3,164/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PI25045964

Listing From:

Last updated: 2025-03-21T22:59:38.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.95%
7.15%

Principal & Interest

$4,517 /mo
$4,609 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $29,276 (4%)
You can enter any amount below - secondary financing will cover the difference if needed.
4%
$

You cover the entire equity of $29,276!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.95% Sellers Rate
$665,224
Your Cash$29,276
Total Purchase Price:$694,500

Assumed vs Traditional Mortgage

Assumed @ 6.95%
$4,517/mo
Traditional @ 7.5%
$4,780/mo
You save $264/month ($3,164/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.