Laura Jewett

Laura Jewett

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Closed

$565,000

($266,229 down)
FHA

446 Almondtree Cir, Oakley, CA 94561-2458

3
2
1,169 sqft
PITI Monthly
$2,566.35 /mo

Listing courtesy of: Lindsay Mandjek, Corcoran Icon Properties

Assumed Rate

3.8%
7.15%

Principal & Interest

$1,563 /mo
$2,266 /mo

What's Special

DECK
PATIO
CHARMING
NO HOA

Welcome to this charming 3 bedroom, 2 bath home in the heart of Oakley. With light-filled rooms and updates throughout, all you have to do is move right in! Enjoy the layout that flows seamlessly and the neutral color palette with updated fixtures and flooring. Highlights of this home include the large bedrooms, low maintenance rear concrete patio, the bonus deck off the primary suite, and the newer windows, doors, HVAC and roof! Tucked into a quiet street but with convenient access to all the major freeways, this beautiful property is the perfect place to call home. BONUS - this home is in the area of Oakley with the lowest taxes and no HOA!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.8
Remaining Loan Term
24 years, 4 months
Monthly PITI
$2,566.35/mo
Estimated Loan Balance
$300,610
Cash to close
$266,229
Interest Paid
$68,360

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir
Features
  • Materials: WoodSiding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Unknown
  • Flooring: Carpet, Vinyl

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • WoodSiding
  • Roof: Shingle
Condition
  • Year Built: 1984
Details
  • Builder:

Community & HOA

Community
  • Subdivision: OAKLEY
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Oakley

Financial Details

  • Price per Sqft: $483.32
  • Tax Annual Amount: $7062.5
  • On Market Date: 2025-01-22T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $266,229 (47%)
You can enter any amount below - secondary financing will cover the difference if needed.
47%
$

You cover the entire equity of $266,229!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.8% Sellers Rate
$298,771
Your Cash$266,229
Total Purchase Price:$565,000

Assumed vs Traditional Mortgage

Assumed @ 3.8%
$1,563/mo
Traditional @ 7.5%
$2,350/mo
You save $787/month ($9,445/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 41083279

Listing From:

Last updated: 2025-03-19T12:25:32.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.8%
7.15%

Principal & Interest

$1,563 /mo
$2,266 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $266,229 (47%)
You can enter any amount below - secondary financing will cover the difference if needed.
47%
$

You cover the entire equity of $266,229!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.8% Sellers Rate
$298,771
Your Cash$266,229
Total Purchase Price:$565,000

Assumed vs Traditional Mortgage

Assumed @ 3.8%
$1,563/mo
Traditional @ 7.5%
$2,350/mo
You save $787/month ($9,445/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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