Laura Jewett

Laura Jewett

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Closed

$479,000

($67,503 down)
FHA

4462 W IAN Drive, Laveen, AZ 85339

4
3
2,241 sqft
PITI Monthly
$3,140.27 /mo

Listing courtesy of: Isaac Pena, America One Luxury Real Estate

Assumed Rate

5.41%
7.15%

Principal & Interest

$2,393 /mo
$2,875 /mo

What's Special

DINING
PATIO

Step into this Amazing 4/3 single level home in the desirable Alara community! Situated on a quiet, premium lot, this home features an open floor plan, formal dining, and a gorgeous kitchen featuring a center island, and pantry. This home features a blank oversized backyard with covered patio for you to create the backyard of your dreams. 2 car garage and slab parking. Close to 202 and downtown.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.41
Remaining Loan Term
27 years, 5 months
Monthly PITI
$3,140.27/mo
Estimated Loan Balance
$539,275
Cash to close
$67,503
Interest Paid
$58,444

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Refrigeration, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile, Concrete
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style:
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile, Concrete
Condition
  • Year Built: 2021
Details
  • Builder: DR HORTON

Community & HOA

Community
  • Subdivision: Alara
  • Features: Near Bus Stop, Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Alara HOA
  • HOA Amenities: Unknown
  • HOA Fee: $94
  • HOA Frequency: $Monthly
Location
  • Region: Laveen

Financial Details

  • Price per Sqft: $213.74
  • Tax Annual Amount: $3355
  • On Market Date: 2024-12-06T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $67,503 (14%)
You can enter any amount below - secondary financing will cover the difference if needed.
14%
$

You cover the entire equity of $67,503!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.41% Sellers Rate
$411,497
Your Cash$67,503
Total Purchase Price:$479,000

Assumed vs Traditional Mortgage

Assumed @ 5.41%
$2,393/mo
Traditional @ 7.5%
$2,982/mo
You save $589/month ($7,070/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6791454

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-12-06T08:15:48.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.41%
7.15%

Principal & Interest

$2,393 /mo
$2,875 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $67,503 (14%)
You can enter any amount below - secondary financing will cover the difference if needed.
14%
$

You cover the entire equity of $67,503!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.41% Sellers Rate
$411,497
Your Cash$67,503
Total Purchase Price:$479,000

Assumed vs Traditional Mortgage

Assumed @ 5.41%
$2,393/mo
Traditional @ 7.5%
$2,982/mo
You save $589/month ($7,070/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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