Laura Jewett

Laura Jewett

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Closed

$557,999

($29,021 down)
VA

44620 Painted Desert Street, Lancaster, CA 93536

4
2
2,266 sqft
PITI Monthly
$3,515.13 /mo

Listing courtesy of: BLANCA ASH, REAL BROKER

Assumed Rate

6.47%
7.15%

Principal & Interest

$3,348 /mo
$3,589 /mo

What's Special

ENTERTAINMENT
DINING
SPACIOUS
MODERN
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
FIREPLACE
VAULTED CEILINGS
MASTER SUITE
HOME OFFICE
PATIO
LANDSCAPED
CUL-DE-SAC
COZY
SOLAR PANELS

** THIS HOME QUALIFIES FOR A GRANT OF UP TO $50,000 THROUGH CITY NATIONAL BANK'S LADDER UP GRANT PROGRAM ** Beautiful West Lancaster single-story home nestled in a peaceful cul-de-sac. This 3-bedroom + office/optional 4th bedroom, 2-bathroom home offers a spacious and inviting layout. This home features soaring vaulted ceilings, creating a sense of grandeur. The large living and dining rooms are perfect for entertaining and include a cozy fireplace and a unique custom-built rotating TV entertainment center. The open kitchen offers plenty of counter space, an abundance of cabinets, granite countertops, a tile backsplash, and stainless steel appliances, seamlessly flowing into a cozy family room with an eat-in kitchen area. The home boasts a super floor plan with the master suite located on one side for privacy and the secondary bedrooms on the opposite side. A large study with French doors provides versatility and could serve as a fourth bedroom, home office, or hobby room. Interior upgrades include crown molding, upgraded baseboards, five ceiling fans, and 2-inch blinds throughout. Flooring includes attractive tile in the family room, kitchen, baths, and walkways, as well as engineered wood flooring in the living and dining rooms and bedrooms. Built-in desks wired for office or school needs add modern functionality. The backyard is a private oasis, beautifully landscaped with a patio, an above-ground spa, and mature greenery, including four plum trees, roses, lilacs, and canna plants. The front yard adds curb appeal with additional roses and a recently added third parking space. The home is equipped with solar panels and a battery backup system, providing reliable energy efficiency and peace of mind during power outages. This home offers the perfect blend of comfort, functionality, and charm.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.47
Remaining Loan Term
29 years, 4 months
Monthly PITI
$3,515.13/mo
Estimated Loan Balance
$529,471
Cash to close
$29,021
Interest Paid
$22,848

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2005
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: StreetLights
HOA
  • Has HOA: No
Location
  • Region: Lancaster

Financial Details

  • Price per Sqft: $246.25
  • Tax Annual Amount: $6974.99
  • On Market Date: 2025-01-09T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $29,021 (5%)
You can enter any amount below - secondary financing will cover the difference if needed.
5%
$

You cover the entire equity of $29,021!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.47% Sellers Rate
$528,978
Your Cash$29,021
Total Purchase Price:$557,999

Assumed vs Traditional Mortgage

Assumed @ 6.47%
$3,348/mo
Traditional @ 7.5%
$3,723/mo
You save $375/month ($4,495/year)

*Secondary financing rates are an estimated value based on input

MLS ID: IV24252779

Listing From:

Last updated: 2025-03-02T07:37:15.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.47%
7.15%

Principal & Interest

$3,348 /mo
$3,589 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $29,021 (5%)
You can enter any amount below - secondary financing will cover the difference if needed.
5%
$

You cover the entire equity of $29,021!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.47% Sellers Rate
$528,978
Your Cash$29,021
Total Purchase Price:$557,999

Assumed vs Traditional Mortgage

Assumed @ 6.47%
$3,348/mo
Traditional @ 7.5%
$3,723/mo
You save $375/month ($4,495/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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