Laura Jewett

Laura Jewett

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$1,430,000

($322,540 down)
FHA

4461 Ranchgrove Drive, Irvine, CA 92604

4
2
1,116 sqft
PITI Monthly
$9,331.15 /mo

Listing courtesy of: Charles Chamorro, eXp Realty of California Inc

Assumed Rate

6.47%
7.15%

Principal & Interest

$7,030 /mo
$7,536 /mo

What's Special

REMODELED
SHOPPING
DINING
SPACIOUS
MOVE-IN READY
MODERN
LUXURY
FIREPLACE
MASTER SUITE
MATURE TREES
LANDSCAPED
PLAYGROUND
COZY
NO HOA
TURNKEY

Welcome to the stunning turnkey home in Beautiful Willows! This single-level residence features 3 bedrooms plus a bonus room currently used as a bedroom, 2 baths, and a spacious 2-car garage with direct access and an extended driveway. Situated on a generous 5,787 sq. ft. lot, this home boasts a newly remodeled open kitchen with quartz countertops, brand-new soft-close cabinets, and sleek GE stainless steel range and microwave. A new stainless steel sink with a Kohler faucet completes the modern look.The bathrooms have been stylishly updated with new vanities, Kohler faucets, and one-piece Kohler toilets. Recessed LED lighting throughout brightens the space, while the high vaulted ceiling in the living room enhances the open feel. A cozy fireplace adds warmth and charm. Dual-pane windows and sliding doors allow for ample natural light, while new ceiling fans in the bedrooms and dining room ensure comfort. Mirrored closet doors add a touch of elegance.This home features new two-panel arch doors with modern lever handles, luxury vinyl plank flooring throughout, and large baseboards for a sleek finish. The master suite offers a spacious closet, while Decora switches and plugs have been updated throughout. Freshly painted inside and out, this home is move-in ready. The large backyard, accessible via sliding doors, is beautifully landscaped with mature trees and vibrant flowers. Recent updates include newer heating and air conditioning. Irvine is known for its top-rated schools, academic excellence, and outstanding college preparation programs. Additionally, it's just moments from Heritage and Harvard Park, libraries, community centers, playgrounds, athletic fields, and more. Conveniently close to top-rated schools, shopping, the Spectrum, freeways, and toll roads. Best of all, No HOA and No Mello Roos!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.47
Remaining Loan Term
29 years, 4 months
Monthly PITI
$9,331.15/mo
Estimated Loan Balance
$1,110,600
Cash to close
$322,540
Interest Paid
$47,970

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: SeeRemarks
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1971
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Irvine

Financial Details

  • Price per Sqft: $1,281.36
  • Tax Annual Amount: $17875
  • On Market Date: 2025-03-15T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $322,540 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $322,540!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.47% Sellers Rate
$1,107,460
Your Cash$322,540
Total Purchase Price:$1,430,000

Assumed vs Traditional Mortgage

Assumed @ 6.47%
$7,030/mo
Traditional @ 7.5%
$7,817/mo
You save $786/month ($9,438/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 25512139

Listing From:

Last updated: 2025-04-03T03:33:54.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.47%
7.15%

Principal & Interest

$7,030 /mo
$7,536 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $322,540 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $322,540!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.47% Sellers Rate
$1,107,460
Your Cash$322,540
Total Purchase Price:$1,430,000

Assumed vs Traditional Mortgage

Assumed @ 6.47%
$7,030/mo
Traditional @ 7.5%
$7,817/mo
You save $786/month ($9,438/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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