Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Pending

$295,000

($75,569 down)
FHA

44611 W MESCAL Street, Maricopa, AZ 85138

4
2
1,573 sqft
PITI Monthly
$1,432.91 /mo

Listing courtesy of: Cristina A Pulido, Real Broker

Assumed Rate

2.68%
7.15%

Principal & Interest

$975 /mo
$1,628 /mo

What's Special

SHOPPING
DINING
SPACIOUS
MODERN
WALK-IN CLOSET
MASTER SUITE
PATIO
CHARMING

Discover this charming single-story home, ideally located just minutes from shopping, dining, and the Copper Sky Recreation Complex, featuring a pool, fishing lake, and a variety of amenities. This 4-bedroom, 2-bathroom gem offers a welcoming eat-in kitchen with abundant cabinet space, seamlessly flowing into a spacious dining area perfect for gatherings. Each bedroom is generously sized, including the master suite with a walk-in closet and a full ensuite bathroom. Step outside to enjoy a covered patio and low-maintenance landscaping in both the front and backyard, ideal for relaxing or entertaining. Recent upgrades provide peace of mind, including a new HVAC unit (2024), black stainless steel kitchen appliances (2022), a soft water filtration system (2021), vinyl plank flooring (2022) new carpets (2021), and modern light fixtures with a dimmable living room fan. This home combines style, comfort, and convenience.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.68
Remaining Loan Term
25 years, 10 months
Monthly PITI
$1,432.91/mo
Estimated Loan Balance
$220,880
Cash to close
$75,569
Interest Paid
$25,679

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Refrigeration
  • Heating: Natural Gas
Features
  • Materials: Painted, Stucco, Block, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Vinyl, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style:
Materials
  • Painted, Stucco, Block, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2005
Details
  • Builder: Lennar

Community & HOA

Community
  • Subdivision: Desert Cedars
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name: Desert Cedars
  • HOA Amenities: Unknown
  • HOA Fee: $261
  • HOA Frequency: $Quarterly
Location
  • Region: Maricopa

Financial Details

  • Price per Sqft: $187.54
  • Tax Annual Amount: $1644
  • On Market Date: 2025-01-17T21:00:04.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $75,569 (26%)
You can enter any amount below - secondary financing will cover the difference if needed.
26%
$

You cover the entire equity of $75,569!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.68% Sellers Rate
$219,431
Your Cash$75,569
Total Purchase Price:$295,000

Assumed vs Traditional Mortgage

Assumed @ 2.68%
$975/mo
Traditional @ 7.5%
$1,689/mo
You save $714/month ($8,563/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6806868

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-03T13:37:16.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.68%
7.15%

Principal & Interest

$975 /mo
$1,628 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $75,569 (26%)
You can enter any amount below - secondary financing will cover the difference if needed.
26%
$

You cover the entire equity of $75,569!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.68% Sellers Rate
$219,431
Your Cash$75,569
Total Purchase Price:$295,000

Assumed vs Traditional Mortgage

Assumed @ 2.68%
$975/mo
Traditional @ 7.5%
$1,689/mo
You save $714/month ($8,563/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.