Laura Jewett

Laura Jewett

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Closed

$560,000

($78,611 down)
FHA

44611 Beringer Drive, Indio, CA 92203

4
3
2,241 sqft
PITI Monthly
$4,148.63 /mo

Listing courtesy of: Rosa Maria Rodriguez, HomeSmart

Assumed Rate

6.36%
7.15%

Principal & Interest

$3,052 /mo
$3,309 /mo

What's Special

SHOPPING
ENTERTAINMENT
DINING
SPACIOUS
WALK-IN CLOSET

Priced To Sell! Welcome to Monte Vina! Discover the perfect blend of elegance and comfort in this stunning desert retreat located in the highly sought-after Indio community. This exquisite home features spacious living-Boasting 4 bedroom 3 bathrooms, this home offers ample space for relaxation and entertainment. Step inside to find an open-concept floor plan with high ceilings, designer finishes, and abundant natural light. The state of the art kitchen is equipped with top of the line appliances, a large island- perfect for culinary enthusiasts and gatherings. The master bedroom is a sanctuary with a spa-like ensuite bathroom, Dual Vanity, a very spacious walk-in closet. Step into the outside paradise and enjoy the family gatherings or unwinding under the stars. The property is conveniently located near world-class golf courses, shopping, dining, and entertainment options, with easy access to major highways. Benefits from the community amenities include a park with Barbecue area. Don't miss the opportunity to make this exceptional property your new home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.36
Remaining Loan Term
28 years, 0 months
Monthly PITI
$4,148.63/mo
Estimated Loan Balance
$482,875
Cash to close
$78,611
Interest Paid
$61,631

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, ForcedAir, NaturalGas
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Vinyl

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Tile
Condition
  • Year Built: 2022
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Gated
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $137
  • HOA Frequency: $Monthly
Location
  • Region: Indio

Financial Details

  • Price per Sqft: $249.89
  • Tax Annual Amount: $7000
  • On Market Date: 2024-09-08T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $78,611 (14%)
You can enter any amount below - secondary financing will cover the difference if needed.
14%
$

You cover the entire equity of $78,611!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.36% Sellers Rate
$481,389
Your Cash$78,611
Total Purchase Price:$560,000

Assumed vs Traditional Mortgage

Assumed @ 6.36%
$3,052/mo
Traditional @ 7.5%
$3,433/mo
You save $381/month ($4,568/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 219116448DA

Listing From:

Last updated: 2024-11-09T05:06:53.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.36%
7.15%

Principal & Interest

$3,052 /mo
$3,309 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $78,611 (14%)
You can enter any amount below - secondary financing will cover the difference if needed.
14%
$

You cover the entire equity of $78,611!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.36% Sellers Rate
$481,389
Your Cash$78,611
Total Purchase Price:$560,000

Assumed vs Traditional Mortgage

Assumed @ 6.36%
$3,052/mo
Traditional @ 7.5%
$3,433/mo
You save $381/month ($4,568/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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