Laura Jewett

Laura Jewett

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Under Contract

$620,000

($70,997 down)
VA

4460 S Himalaya Court, Aurora, CO 80015

4
4
3,166 sqft
PITI Monthly
$3,076.2 /mo

Listing courtesy of: Memory Hogan, Real Broker, LLC DBA Real

Assumed Rate

2.88%
7.15%

Principal & Interest

$2,470 /mo
$4,019 /mo

What's Special

ENTERTAINMENT
DINING
SPACIOUS
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
FIREPLACE
WALK-IN CLOSET
FINISHED BASEMENT
PATIO
MATURE TREES
CHARMING
AFFORDABLE

Experience effortless living in this thoughtfully designed two-story home in the desirable Willow Trace community. Along with all of its stunning facets, this home offers an extraordinary financial advantage to Buyers with its assumable 2.75% VA loan, making it significantly more affordable than nearly any other home in the area. A striking brick-accented façade, inviting front porch, and spacious three-car garage set the tone for this west-facing residence, where natural light pours into every corner. The main level showcases a seamless blend of wood and tile flooring, complemented by plantation shutters and sophisticated lighting. A generous living and dining area flows into the expansive great room, where a charming fireplace creates an inviting atmosphere. The well-appointed kitchen features granite countertops, a tile backsplash, stainless steel appliances, and ample cabinetry, ensuring both style and functionality. Upstairs, a versatile loft offers endless possibilities for entertainment, work, or relaxation. The primary retreat serves as a true sanctuary with double-door entry, warm carpeting, a spacious walk-in closet, and an ensuite bath with dual vanities. Well-sized secondary bedrooms provide comfort and privacy. The finished basement extends the home’s flexibility - ideal for a home gym, office, playroom, or guest suite. A dedicated mudroom adds practicality, leading seamlessly to the backyard oasis. Designed for both relaxation and entertaining, the outdoor space features a covered BBQ area, a pergola-shaded patio, a playset, and a rejuvenating hot tub - all surrounded by mature trees for added serenity. Recent updates, including fresh interior and exterior paint, new carpet, new A/C and a 2023 roof, ensure peace of mind.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.88
Remaining Loan Term
26 years, 4 months
Monthly PITI
$3,076.2/mo
Estimated Loan Balance
$570,386
Cash to close
$70,997
Interest Paid
$60,384

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick, Frame, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Family Room
  • Flooring: Carpet, Concrete, Laminate, Tile, Wood

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Rustic Contemporary
Materials
  • Brick, Frame, Wood Siding
  • Roof: Composition
Condition
  • Year Built: 2002
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Willow Trace
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Westwind Management
  • HOA Amenities: Unknown
  • HOA Fee: $110
  • HOA Frequency: $Annually
Location
  • Region: Aurora

Financial Details

  • Price per Sqft: $195.83
  • Tax Annual Amount: $5272
  • On Market Date: 2025-02-06T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $70,997 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $70,997!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.88% Sellers Rate
$549,003
Your Cash$70,997
Total Purchase Price:$620,000

Assumed vs Traditional Mortgage

Assumed @ 2.88%
$2,470/mo
Traditional @ 7.5%
$4,168/mo
You save $1,698/month ($20,379/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC7632086

Listing From: recolorado

Last updated: 2025-02-10T06:51:16.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.88%
7.15%

Principal & Interest

$2,470 /mo
$4,019 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $70,997 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $70,997!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.88% Sellers Rate
$549,003
Your Cash$70,997
Total Purchase Price:$620,000

Assumed vs Traditional Mortgage

Assumed @ 2.88%
$2,470/mo
Traditional @ 7.5%
$4,168/mo
You save $1,698/month ($20,379/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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