Laura Jewett

Laura Jewett

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Closed

$232,000

($82,574 down)
FHA

4454 18TH Street S, Moorhead, MN 56560

3
2
1,614 sqft
PITI Monthly
$1,162.84 /mo

Listing courtesy of: , Better Homes and Gardens Real Estate Advantage One

Assumed Rate

2.98%
7.15%

Principal & Interest

$676 /mo
$1,086 /mo

What's Special

ENTERTAINMENT
DINING
SPACIOUS
STAINLESS STEEL APPLIANCES
VAULTED CEILINGS
DECK

Check out this conveniently located twin home featuring 3 bedrooms, 2 full bathrooms, and 2-stall attached garages, located in a desirable neighborhood of Prairie Meadows development in Moorhead. Yard is FULLY FENCED for your entertainment!Welcoming foyer leads to beautifully designed upper level including OPEN FLOOR PLAN, VAULTED CEILINGS, LAMINATE FLOORS, dining area leading to deck outside, kitchen w/STAINLESS STEEL APPLIANCES & stylish island w/pendant lights, PANTRY, large living room, and a spacious PRIVATE SUITE w/walk-in-closet & HOLLYWOOD bath w/DEEP TUB. Lower level features a spacious family room, laundry room, 2 bedrooms, & a full bathroom. The ONE-OWNER home is well maintained w/many upgrades including 6 panel WHITE doors, new flooring & paint. Make this your home today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.98
Remaining Loan Term
26 years, 4 months
Monthly PITI
$1,162.84/mo
Estimated Loan Balance
$149,730
Cash to close
$82,574
Interest Paid
$16,891

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick/Stone, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Twin Home
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Vinyl Siding
  • Roof: Asphalt
Condition
  • Year Built: 2017
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Prairie Meadows
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Moorhead

Financial Details

  • Price per Sqft: $143.74
  • Tax Annual Amount: $2676
  • On Market Date: 2024-10-30T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $82,574 (36%)
You can enter any amount below - secondary financing will cover the difference if needed.
36%
$

You cover the entire equity of $82,574!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$149,426
Your Cash$82,574
Total Purchase Price:$232,000

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$676/mo
Traditional @ 7.5%
$1,126/mo
You save $450/month ($5,402/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6624916

Listing From: northstar

Last updated: 2025-03-08T07:01:04.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.98%
7.15%

Principal & Interest

$676 /mo
$1,086 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $82,574 (36%)
You can enter any amount below - secondary financing will cover the difference if needed.
36%
$

You cover the entire equity of $82,574!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$149,426
Your Cash$82,574
Total Purchase Price:$232,000

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$676/mo
Traditional @ 7.5%
$1,126/mo
You save $450/month ($5,402/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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