Laura Jewett

Laura Jewett

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$399,900

($167,548 down)
VA

44536 Benald Street, Lancaster, CA 93535

3
2
1,426 sqft
PITI Monthly
$1,905.6 /mo

Listing courtesy of: Andrea Castaneda, Re/Max All-Pro

Assumed Rate

4.64%
7.15%

Principal & Interest

$1,339 /mo
$1,756 /mo

What's Special

DINING
SPACIOUS
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
FIREPLACE
VAULTED CEILINGS
CHARMING
COZY

Welcome home! This charming single-story in East Lancaster features 3 bedrooms and 2 bathrooms, along with a cozy fireplace in the living room and an open-concept layout. Upon entering, you'll be greeted by a spacious living room with vaulted ceilings that connects seamlessly to the kitchen and dining area.......and another fireplace. The kitchen is equipped with granite countertops and stainless steel appliances and provides easy access to both the garage and the backyard. If you enjoy outdoor space, you'll appreciate the generous size of the backyard, perfect for relaxation and ready for your personal touch. Additionally, a gated and paved side yard offers convenient storage options for your recreational vehicles or toys. Don't miss the opportunity to explore this wonderful property—schedule your visit today!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.64
Remaining Loan Term
23 years, 10 months
Monthly PITI
$1,905.6/mo
Estimated Loan Balance
$320,003
Cash to close
$167,548
Interest Paid
$70,562

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Kitchen, LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1972
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Suburban
HOA
  • Has HOA: No
Location
  • Region: Lancaster

Financial Details

  • Price per Sqft: $280.43
  • Tax Annual Amount: $4998.75
  • On Market Date: 2025-02-17T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $167,548 (42%)
You can enter any amount below - secondary financing will cover the difference if needed.
42%
$

You cover the entire equity of $167,548!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.64% Sellers Rate
$232,352
Your Cash$167,548
Total Purchase Price:$399,900

Assumed vs Traditional Mortgage

Assumed @ 4.64%
$1,339/mo
Traditional @ 7.5%
$1,822/mo
You save $482/month ($5,789/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SR25035632

Listing From:

Last updated: 2025-02-20T14:52:09.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.64%
7.15%

Principal & Interest

$1,339 /mo
$1,756 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $167,548 (42%)
You can enter any amount below - secondary financing will cover the difference if needed.
42%
$

You cover the entire equity of $167,548!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.64% Sellers Rate
$232,352
Your Cash$167,548
Total Purchase Price:$399,900

Assumed vs Traditional Mortgage

Assumed @ 4.64%
$1,339/mo
Traditional @ 7.5%
$1,822/mo
You save $482/month ($5,789/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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