Laura Jewett

Laura Jewett

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Closed

$449,800

($109,787 down)
FHA

44517 W Copper Trail, Maricopa, AZ 85139

4
3
3,209 sqft
PITI Monthly
$2,697.98 /mo

Listing courtesy of: Ryan Melville, Keller Williams Realty East Valley

Assumed Rate

6.34%
7.15%

Principal & Interest

$2,140 /mo
$2,326 /mo

What's Special

DINING
SPACIOUS
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
MASTER SUITE
PATIO
BALCONY
COZY

Welcome to this stunning two-story residence in the desirable Cobblestone Farms, featuring an optimal layout with 4 bedrooms, 2.5 baths, a cozy den, an expansive loft, and an oversized 2-car garage. The custom front door reveals a formal living/dining space and an inviting family room. The chef's kitchen is equipped with maple cabinets, granite countertops, an island breakfast bar, and stainless steel appliances. Upstairs, the master suite boasts a luxurious en suite with dual sinks, a separate tub and shower, and a spacious walk-in closet. The loft grants access to a large balcony overlooking a lush backyard with an extended covered patio, RV gate, and privacy-enhancing trees along the fence, creating a perfect backdrop for both relaxation and entertaining.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.34
Remaining Loan Term
28 years, 2 months
Monthly PITI
$2,697.98/mo
Estimated Loan Balance
$340,695
Cash to close
$109,787
Interest Paid
$39,616

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Refrigeration, Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Private Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family - Detached
  • Architectural Style: Santa Barbara/Tuscan
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2006
Details
  • Builder: Fulton Homes

Community & HOA

Community
  • Subdivision: COBBLESTONE FARMS
  • Features: Community Pool, Lake Subdivision, Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: AAM
  • HOA Amenities: Unknown
  • HOA Fee: $275.27
  • HOA Frequency: $Quarterly
Location
  • Region: Maricopa

Financial Details

  • Price per Sqft: $140.17
  • Tax Annual Amount: $2799
  • On Market Date: 2024-05-19T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $109,787 (24%)
You can enter any amount below - secondary financing will cover the difference if needed.
24%
$

You cover the entire equity of $109,787!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.34% Sellers Rate
$340,013
Your Cash$109,787
Total Purchase Price:$449,800

Assumed vs Traditional Mortgage

Assumed @ 6.34%
$2,140/mo
Traditional @ 7.5%
$2,412/mo
You save $272/month ($3,264/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6694263

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-10-26T01:29:27.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.34%
7.15%

Principal & Interest

$2,140 /mo
$2,326 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $109,787 (24%)
You can enter any amount below - secondary financing will cover the difference if needed.
24%
$

You cover the entire equity of $109,787!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.34% Sellers Rate
$340,013
Your Cash$109,787
Total Purchase Price:$449,800

Assumed vs Traditional Mortgage

Assumed @ 6.34%
$2,140/mo
Traditional @ 7.5%
$2,412/mo
You save $272/month ($3,264/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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