Laura Jewett

Laura Jewett

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Closed

$534,900

($156,348 down)
VA

44501 Encanto Way, Lancaster, CA 93536

4
2
1,886 sqft
PITI Monthly
$1,954.82 /mo

Listing courtesy of: Guadalupe Wrona, Berkshire Hathaway HomeServices Troth, Realtors

Assumed Rate

3.16%
7.15%

Principal & Interest

$1,788 /mo
$2,807 /mo

What's Special

DINING
SPACIOUS
MODERN
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
PATIO
NO HOA

This home has been lovingly maintained, giving it the feel of a luxurious model home the moment you walk through the door. Welcome to this modern, upgraded single-story ranch-style residence featuring 4 bedrooms and 2 bathrooms. As you enter, you'll be immediately drawn to the refined flooring, elegant light fixtures, and stylish window treatments present throughout the house. The open floor plan offers exceptional versatility in how you utilize the space. The generous combination of the main living and dining areas provides ample opportunities for personalizing your living environment.The kitchen is designed with an oversized island topped with quartz counters, tons of counter space, a walk-in pantry, upgraded cabinetry, and contemporary LED lighting. Stainless steel appliances, including the refrigerator, are included. The primary bedroom suite, complete with dual sinks and a custom upgraded walk-in closet, is positioned on one side of the home, while the three additional spacious bedrooms and the bathroom are located on the opposite side. The expansive, well-kept backyard features a patio cover and low-maintenance artificial turf.Be sure to check out the video and 3D tour of this stunning home! NO HOA or Mello-Roos.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.16
Remaining Loan Term
25 years, 4 months
Monthly PITI
$1,954.82/mo
Estimated Loan Balance
$385,580
Cash to close
$156,348
Interest Paid
$58,332

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Solar
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Traditional
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2020
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, StreetLights, Suburban, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Lancaster

Financial Details

  • Price per Sqft: $283.62
  • Tax Annual Amount: $
  • On Market Date: 2024-09-12T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $156,348 (29%)
You can enter any amount below - secondary financing will cover the difference if needed.
29%
$

You cover the entire equity of $156,348!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.16% Sellers Rate
$378,552
Your Cash$156,348
Total Purchase Price:$534,900

Assumed vs Traditional Mortgage

Assumed @ 3.16%
$1,788/mo
Traditional @ 7.5%
$2,911/mo
You save $1,123/month ($13,480/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SR24188832

Listing From:

Last updated: 2024-12-05T05:23:44.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.16%
7.15%

Principal & Interest

$1,788 /mo
$2,807 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $156,348 (29%)
You can enter any amount below - secondary financing will cover the difference if needed.
29%
$

You cover the entire equity of $156,348!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.16% Sellers Rate
$378,552
Your Cash$156,348
Total Purchase Price:$534,900

Assumed vs Traditional Mortgage

Assumed @ 3.16%
$1,788/mo
Traditional @ 7.5%
$2,911/mo
You save $1,123/month ($13,480/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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