Laura Jewett

Laura Jewett

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Closed

$279,900

($62,200 down)
FHA

4448 53rd Street S, Fargo, ND 58104

3
2
2,054 sqft
PITI Monthly
$1,549.29 /mo

Listing courtesy of: , Berkshire Hathaway HomeServices Premier Properties

Assumed Rate

2.81%
7.15%

Principal & Interest

$970 /mo
$1,592 /mo

What's Special

SPACIOUS
VAULTED CEILINGS

Seller will consider reasonable offers! This is a great opportunity to make this spacious 3 bed/2 bath twin home yours. It's near Osgood Elementary, and many other amenities. It provides newer windows and vaulted ceilings, both adding to the openness of this floor plan. Coved ceiling in the primary bedroom and many other nooks and added features create additional interest. Solid, panel wood doors and trim. Notice the quality we don't see with new builds!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.81
Remaining Loan Term
26 years, 0 months
Monthly PITI
$1,549.29/mo
Estimated Loan Balance
$218,616
Cash to close
$62,200
Interest Paid
$25,343

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick Veneer, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Chain Link
Roof
  • Roof: Age Over 8 Years, Architectural Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Twin Home
  • Architectural Style: Unknown
Materials
  • Brick Veneer, Vinyl Siding
  • Roof: Age Over 8 Years, Architectural Shingle
Condition
  • Year Built: 2006
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Osgood Farms 1st Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Fargo

Financial Details

  • Price per Sqft: $136.27
  • Tax Annual Amount: $3154
  • On Market Date: 2024-09-05T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $62,200 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $62,200!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$217,700
Your Cash$62,200
Total Purchase Price:$279,900

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$970/mo
Traditional @ 7.5%
$1,651/mo
You save $681/month ($8,177/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6597556

Listing From: northstar

Last updated: 2025-02-03T06:24:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.81%
7.15%

Principal & Interest

$970 /mo
$1,592 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $62,200 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $62,200!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$217,700
Your Cash$62,200
Total Purchase Price:$279,900

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$970/mo
Traditional @ 7.5%
$1,651/mo
You save $681/month ($8,177/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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