Laura Jewett

Laura Jewett

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Closed

$399,000

($230,498 down)
FHA

44475 Fargo Court, Aguanga, CA 92536

3
2
1,296 sqft
PITI Monthly
$1,475.18 /mo

Listing courtesy of: Justin Caudillo, HomeSmart Realty West

Assumed Rate

3.07%
7.15%

Principal & Interest

$766 /mo
$1,216 /mo

What's Special

LOCATION
FRESH PAINT
FIREPLACE
DECK

Wonderful home and property in great location in upper Aguanga. This home has 3 bedrooms and 2 bathrooms and sits on 4.07 acres of usable land. There is an oversize 2 car garage, rear covered wood deck which takes in the amazing views of Palomar Mountain. The property features full RV hookups a good distance from the house. The home has fresh paint inside and out, flooring is a combination of carpet and vinyl flooring in kitchen and bathrooms. There is a fireplace in the family room. The front side of the home has a bonus room and covered/enclosed storage area. The home has new mini-split system for heating and air, new well pump, double pane windows, solar water heater, ceiling fans and metal roof. There is fencing around the home and most of the lot is relatively flat and usable land with a good portion cleared of brush. Pepper trees add privacy on the front side of the home. Clean, Clean, Clean and ready to move into!!! Ready to go for FHA/VA buyers!!!*****Be sure to check out virtual tour with video and 3d Tour.*****

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.07
Remaining Loan Term
26 years, 8 months
Monthly PITI
$1,475.18/mo
Estimated Loan Balance
$169,168
Cash to close
$230,498
Interest Paid
$17,790

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Electric, SeeRemarks
  • Heating: SeeRemarks
Features
  • Materials: WoodSiding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Carpet, Vinyl

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Metal
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Private, Well
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: ManufacturedOnLand
  • Architectural Style: Ranch
Materials
  • WoodSiding
  • Roof: Metal
Condition
  • Year Built: 1990
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Foothills, HorseTrails, Stables, NearNationalForest
HOA
  • Has HOA: No
Location
  • Region: Aguanga

Financial Details

  • Price per Sqft: $307.87
  • Tax Annual Amount: $4987.5
  • On Market Date: 2024-11-18T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $230,498 (58%)
You can enter any amount below - secondary financing will cover the difference if needed.
58%
$

You cover the entire equity of $230,498!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$168,502
Your Cash:$230,498
Total Purchase Price:$399,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$766/mo
Traditional @ 7.5%
$1,261/mo
You save $495/month ($5,944/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW24236163

Listing From:

Last updated: 2025-03-06T15:48:13.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.07%
7.15%

Principal & Interest

$766 /mo
$1,216 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $230,498 (58%)
You can enter any amount below - secondary financing will cover the difference if needed.
58%
$

You cover the entire equity of $230,498!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$168,502
Your Cash:$230,498
Total Purchase Price:$399,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$766/mo
Traditional @ 7.5%
$1,261/mo
You save $495/month ($5,944/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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