Laura Jewett

Laura Jewett

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Closed

$412,000

($101,102 down)
FHA

4446 N 198Th Drive, Litchfield Park, AZ 85340

3
2
1,668 sqft
PITI Monthly
$2,022.77 /mo

Listing courtesy of: Sheri Lynn McBroom, Keller Williams Northeast Realty

Assumed Rate

3.06%
7.15%

Principal & Interest

$1,422 /mo
$2,261 /mo

What's Special

SPACIOUS
MOVE-IN READY
LUXURY
PATIO
MOUNTAIN VIEWS

This beautifully maintained, move-in ready home offers an array of upscale features. Plantation shutters adorn every window, with electric shades enhancing the sliding glass doors. The split floor plan ensures privacy, while the stunning kitchen boasts a gas stovetop, dual ovens, farmhouse sink, reverse osmosis system, pantry, and classic subway tile backsplash. The spacious guest bathroom and upgraded ceiling fans add to the home's comfort. With a raised door, covered patio, mountain views, and easy-care desert landscaping, this property is perfect for relaxed living. Why buy new when this home offers $40K dollars of builder upgrades, not including plantation shutter and electric shades. This home not only offers luxury but is also a Connect Home, easily set up as a smart home. Appliances such as the stove, thermostat, and garage door opener can be powered by WiFi for seamless convenience

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.06
Remaining Loan Term
26 years, 2 months
Monthly PITI
$2,022.77/mo
Estimated Loan Balance
$320,757
Cash to close
$101,102
Interest Paid
$37,715

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Refrigeration, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile, Concrete
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Ranch
Materials
  • Stucco, Frame - Wood
  • Roof: Tile, Concrete
Condition
  • Year Built: 2021
Details
  • Builder: KB Homes

Community & HOA

Community
  • Subdivision: VERRADO EAST DISTRICT RESIDENTIAL PHASE 3A
  • Features: Pickleball Court(s), Community Pool Htd, Community Pool, Golf, Playground, Biking/Walking Path, Clubhouse, Fitness Center
HOA
  • Has HOA: Yes
  • HOA Name: Verrado Community
  • HOA Amenities: Unknown
  • HOA Fee: $130
  • HOA Frequency: $Monthly
Location
  • Region: Litchfield Park

Financial Details

  • Price per Sqft: $247
  • Tax Annual Amount: $2558
  • On Market Date: 2024-09-14T18:10:05.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $101,102 (25%)
You can enter any amount below - secondary financing will cover the difference if needed.
25%
$

You cover the entire equity of $101,102!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.06% Sellers Rate
$310,898
Your Cash$101,102
Total Purchase Price:$412,000

Assumed vs Traditional Mortgage

Assumed @ 3.06%
$1,422/mo
Traditional @ 7.5%
$2,346/mo
You save $923/month ($11,079/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6757369

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-10-18T08:07:12.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.06%
7.15%

Principal & Interest

$1,422 /mo
$2,261 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $101,102 (25%)
You can enter any amount below - secondary financing will cover the difference if needed.
25%
$

You cover the entire equity of $101,102!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.06% Sellers Rate
$310,898
Your Cash$101,102
Total Purchase Price:$412,000

Assumed vs Traditional Mortgage

Assumed @ 3.06%
$1,422/mo
Traditional @ 7.5%
$2,346/mo
You save $923/month ($11,079/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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