Laura Jewett

Laura Jewett

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Closed

$389,999

($93,530 down)
FHA

44438 Stanridge Avenue, Lancaster, CA 93535

3
2
1,260 sqft
PITI Monthly
$2,652.04 /mo

Listing courtesy of: Nikole Adams, Compass

Assumed Rate

6.43%
7.15%

Principal & Interest

$1,883 /mo
$2,027 /mo

What's Special

SHOPPING
DINING
SPACIOUS
MODERN
BREAKFAST NOOK
HOME OFFICE
PATIO
CHARMING
COZY
SOLAR PANELS

BACK ON THE MARKET! Previous buyers were unable to complete the purchase, presenting you with another opportunity to own this delightful 3-bedroom, 2-bath home. This residence, located in a welcoming neighborhood, perfectly balances space and comfort. The interior features spacious open-concept living areas, ideal for both daily living and entertaining. The kitchen is equipped with modern appliances, ample cabinetry, and generous countertop space to cater to all your culinary needs, complemented by a cozy breakfast nook perfect for morning coffee. The master bedroom includes a private en-suite bathroom, while the two additional bedrooms offer versatility for use as guest rooms or a home office. These bedrooms share a stylish second bathroom with a bathtub/shower combination. The home also features a convenient in-home laundry area, and the well-maintained backyard boasts a pool for summer enjoyment, as well as a relaxing patio for al fresco dining. An attached garage provides secure parking and additional storage space. Situated in a desirable neighborhood, this charming home offers easy access to amenities, schools, parks, and shopping. Don't miss the chance to make it yours! Additionally, the home is equipped with solar panels, providing the benefit of minimal electricity payments.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.43
Remaining Loan Term
28 years, 3 months
Monthly PITI
$2,652.04/mo
Estimated Loan Balance
$298,489
Cash to close
$93,530
Interest Paid
$33,455

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, Fireplaces, Solar
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SewerTapPaid
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: InGround

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Traditional
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1955
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Lancaster

Financial Details

  • Price per Sqft: $309.52
  • Tax Annual Amount: $4874.99
  • On Market Date: 2024-08-15T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $93,530 (24%)
You can enter any amount below - secondary financing will cover the difference if needed.
24%
$

You cover the entire equity of $93,530!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.43% Sellers Rate
$296,469
Your Cash$93,530
Total Purchase Price:$389,999

Assumed vs Traditional Mortgage

Assumed @ 6.43%
$1,883/mo
Traditional @ 7.5%
$2,103/mo
You save $219/month ($2,634/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 24424207

Listing From:

Last updated: 2024-12-05T03:38:39.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.43%
7.15%

Principal & Interest

$1,883 /mo
$2,027 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $93,530 (24%)
You can enter any amount below - secondary financing will cover the difference if needed.
24%
$

You cover the entire equity of $93,530!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.43% Sellers Rate
$296,469
Your Cash$93,530
Total Purchase Price:$389,999

Assumed vs Traditional Mortgage

Assumed @ 6.43%
$1,883/mo
Traditional @ 7.5%
$2,103/mo
You save $219/month ($2,634/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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