Laura Jewett

Laura Jewett

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Closed

$390,000

($145,243 down)
VA

44386 W DESERT PLANT Trail, Maricopa, AZ 85139

3
2
2,265 sqft
PITI Monthly
$1,422.13 /mo

Listing courtesy of: William H Dias, HomeSmart

Assumed Rate

2.96%
7.15%

Principal & Interest

$1,091 /mo
$1,757 /mo

What's Special

DINING
SPACIOUS
WALK-IN CLOSET
PATIO
CHARMING

Home, sweet home! Enjoy owning this charming home situated on a desirable corner lot! This value displays a 3-car garage, RV gate, and low-care front yard. Well-maintained interior boasts a large living & dining room, a blend of carpet & tile flooring, and ceiling fans. Spacious great room offers French doors to the back patio and surround sound. The kitchen has built-in appliances, recessed lighting, solid surface counters, a walk-in pantry, cabinets with crown moulding, and a center island with a breakfast bar. Discover the main bedroom equipped with outdoor access, double door entry, a bathroom with dual sinks, and a walk-in closet. Sizable den can be used as an office or an extra bedroom. Generous-sized backyard includes a covered patio and a built-in BBQ. Act now!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.96
Remaining Loan Term
26 years, 4 months
Monthly PITI
$1,422.13/mo
Estimated Loan Balance
$248,616
Cash to close
$145,243
Interest Paid
$27,154

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Refrigeration, Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Public Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Ranch
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2006
Details
  • Builder: UNKNOWN

Community & HOA

Community
  • Subdivision: COBBLESTONE FARMS PARCEL IV
  • Features: Community Pool, Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: COBBLESTONE FARMS
  • HOA Amenities: Unknown
  • HOA Fee: $296
  • HOA Frequency: $Quarterly
Location
  • Region: Maricopa

Financial Details

  • Price per Sqft: $172.19
  • Tax Annual Amount: $2169
  • On Market Date: 2024-07-04T08:31:03.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $145,243 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $145,243!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$244,757
Your Cash$145,243
Total Purchase Price:$390,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$1,091/mo
Traditional @ 7.5%
$1,823/mo
You save $732/month ($8,778/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6703966

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-06-29T00:13:00.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.96%
7.15%

Principal & Interest

$1,091 /mo
$1,757 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $145,243 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $145,243!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$244,757
Your Cash$145,243
Total Purchase Price:$390,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$1,091/mo
Traditional @ 7.5%
$1,823/mo
You save $732/month ($8,778/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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