Laura Jewett

Laura Jewett

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Closed

$559,000

($77,639 down)
FHA

44334 Raven Lane, Lancaster, CA 93536

5
3
3,270 sqft
PITI Monthly
$2,840.28 /mo

Listing courtesy of: Edgar Serratos, All SoCal Homes

Assumed Rate

2.35%
7.15%

Principal & Interest

$2,304 /mo
$3,741 /mo

What's Special

DINING
SPACIOUS
MODERN
HOME OFFICE
PATIO

New Improved Price. Nestled in the heart of Lancaster, CA, this expansive 5-bedroom, 3-bathroom home offers the perfect blend of comfort, space, and tranquility. With a generous 3,267 square feet of living space, this home is ideal for growing families or those seeking ample room to entertain. Enjoy the freedom of a large, open floor plan with a loft, providing additional living space for relaxation or home office needs. Step outside to your covered patio, perfect for enjoying the California sunshine and hosting gatherings. The simple landscaping adds a touch of natural beauty without requiring extensive maintenance. The kitchen features a convenient island, providing extra counter space for meal prep and casual dining. The downstairs bedroom and bathroom offer flexibility for guests or in-laws, ensuring privacy and comfort. Lancaster, CA, offers a unique blend of small-town charm and modern amenities. Enjoy the city's vibrant arts scene, beautiful parks, and easy access to outdoor recreation. With its proximity to popular destinations like Joshua Tree National Park and the Mojave National Preserve, you're just a short drive away from stunning natural wonders. Don't miss this incredible opportunity to make this spacious home your own. A giant home with a tiny price tag. That is a sign to buy now.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.35
Remaining Loan Term
21 years, 11 months
Monthly PITI
$2,840.28/mo
Estimated Loan Balance
$511,190
Cash to close
$77,639
Interest Paid
$36,133

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: DiningRoom, FamilyRoom, LivingRoom, Outside
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Tile
Condition
  • Year Built: 2005
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Suburban
HOA
  • Has HOA: No
Location
  • Region: Lancaster

Financial Details

  • Price per Sqft: $170.95
  • Tax Annual Amount: $6987.5
  • On Market Date: 2024-09-28T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $77,639 (14%)
You can enter any amount below - secondary financing will cover the difference if needed.
14%
$

You cover the entire equity of $77,639!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.35% Sellers Rate
$481,361
Your Cash$77,639
Total Purchase Price:$559,000

Assumed vs Traditional Mortgage

Assumed @ 2.35%
$2,304/mo
Traditional @ 7.5%
$3,866/mo
You save $1,563/month ($18,751/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PW24201783

Listing From:

Last updated: 2025-02-06T04:06:11.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.35%
7.15%

Principal & Interest

$2,304 /mo
$3,741 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $77,639 (14%)
You can enter any amount below - secondary financing will cover the difference if needed.
14%
$

You cover the entire equity of $77,639!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.35% Sellers Rate
$481,361
Your Cash$77,639
Total Purchase Price:$559,000

Assumed vs Traditional Mortgage

Assumed @ 2.35%
$2,304/mo
Traditional @ 7.5%
$3,866/mo
You save $1,563/month ($18,751/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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