Laura Jewett

Laura Jewett

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$489,900

($240,010 down)
VA

44314 Rucker Street, Lancaster, CA 93535

4
2
1,964 sqft
PITI Monthly
$1,816.96 /mo

Listing courtesy of: Joy Murphy, Keller Williams Realty Antelope Valley

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,140 /mo
$1,810 /mo

What's Special

SPACIOUS
FIREPLACE
COZY
EFFICIENT
SOLAR PANELS

This stunning single-story home is the best deal in the neighborhood, offering both style and practicality. It features paid-off solar panels for significant Edison savings, making it energy efficient. This home features an open floor plan that creates a spacious, inviting atmosphere perfect for entertaining. It includes a cozy fireplace for added warmth and charm, while the tile flooring in all high traffic areas ensures durability and easy maintenance. This home boasts ample storage space, low maintenance yards, and a private courtyard at the entrance perfect for relaxing or entertaining. The extra wide 2-car garage offers plenty of space, perfect for a workbench, additional storage, or any other projects you have in mind. Its generous size ensures you have room to organize and maximize functionality. This is a true gem that combines both comfort, convenience, and affordability. Opportunities like this don't come around often, and homes like this won't stay on the market long. Take the first step towards creating your dream home today-before someone else does.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.07
Remaining Loan Term
26 years, 9 months
Monthly PITI
$1,816.96/mo
Estimated Loan Balance
$250,887
Cash to close
$240,010
Interest Paid
$25,850

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2007
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Suburban
HOA
  • Has HOA: No
Location
  • Region: Lancaster

Financial Details

  • Price per Sqft: $249.44
  • Tax Annual Amount: $6123.75
  • On Market Date: 2025-03-18T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $240,010 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $240,010!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$249,890
Your Cash$240,010
Total Purchase Price:$489,900

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,140/mo
Traditional @ 7.5%
$1,878/mo
You save $738/month ($8,850/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SR25059160

Listing From:

Last updated: 2025-03-30T23:18:06.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,140 /mo
$1,810 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $240,010 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $240,010!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$249,890
Your Cash$240,010
Total Purchase Price:$489,900

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,140/mo
Traditional @ 7.5%
$1,878/mo
You save $738/month ($8,850/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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