Laura Jewett

Laura Jewett

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Closed

$544,900

($385,573 down)
FHA

44232 Sunmist Court, Lancaster, CA 93535

5
3
2,815 sqft
PITI Monthly
$1,913.44 /mo

Listing courtesy of: Barbara Edwards, Redfin Corporation

Assumed Rate

3.6%
7.15%

Principal & Interest

$1,020 /mo
$1,516 /mo

What's Special

SHOPPING
DINING
SPACIOUS
MODERN
WALK-IN CLOSET
PATIO

Qualifies with CNB program for $50K grant. Spacious and well kept 5-bedroom, 2.5-bath, 2,815 sq. ft. home with leased solar for a very low electric bill. Enjoy a welcoming curb appeal with lush green grass and fluffy white flowering plants. Step inside through the inviting front door to discover a spacious living and dining area. Continuing further, the heart of the home unfolds with a large, open-concept kitchen and family room—perfect for entertaining or relaxing. The updated kitchen features quartz countertops, upgraded cabinetry, and an extended designer backsplash, providing a modern touch. Additional features on the main floor include a sizable storage pantry, a convenient laundry area, and a half bath. Upstairs, you'll find all five bedrooms, designed with both privacy and connection in mind. The primary suite boasts a large walk-in closet with natural light and an en-suite bathroom with a separate tub, shower, and dual sinks. The hall bathroom is bright and airy, featuring a tub/shower combination and ample cabinet space. Outside, the backyard offers a covered patio with stamped concrete and plenty of space, ready for your personal touches to create the perfect outdoor retreat. The home also includes a 2-car garage. Conveniently located just minutes from Northrup Grumman, Plant 42, shopping, schools, restaurants, and the Lancaster National Soccer Center, with freeway access about 15 mins. Come see and fall in love!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.6
Remaining Loan Term
17 years, 6 months
Monthly PITI
$1,913.44/mo
Estimated Loan Balance
$159,868
Cash to close
$385,573
Interest Paid
$87,418

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Brick, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Traditional
Materials
  • Brick, Stucco
  • Roof: Tile
Condition
  • Year Built: 2006
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Suburban, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Lancaster

Financial Details

  • Price per Sqft: $193.57
  • Tax Annual Amount: $6811.25
  • On Market Date: 2025-03-03T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $385,573 (71%)
You can enter any amount below - secondary financing will cover the difference if needed.
71%
$

You cover the entire equity of $385,573!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.6% Sellers Rate
$159,327
Your Cash:$385,573
Total Purchase Price:$544,900

Assumed vs Traditional Mortgage

Assumed @ 3.6%
$1,020/mo
Traditional @ 7.5%
$1,572/mo
You save $552/month ($6,623/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SR25046219

Listing From:

Last updated: 2025-03-29T01:32:12.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.6%
7.15%

Principal & Interest

$1,020 /mo
$1,516 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $385,573 (71%)
You can enter any amount below - secondary financing will cover the difference if needed.
71%
$

You cover the entire equity of $385,573!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.6% Sellers Rate
$159,327
Your Cash:$385,573
Total Purchase Price:$544,900

Assumed vs Traditional Mortgage

Assumed @ 3.6%
$1,020/mo
Traditional @ 7.5%
$1,572/mo
You save $552/month ($6,623/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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