Laura Jewett

Laura Jewett

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Pending

$458,000

($181,262 down)
FHA

44220 Hanstead Avenue, Lancaster, CA 93535

4
2
1,738 sqft
PITI Monthly
$2,118.62 /mo

Listing courtesy of: Antonette Aguilar, Elevate Real Estate Agency

Assumed Rate

2.98%
7.15%

Principal & Interest

$1,262 /mo
$2,027 /mo

What's Special

REMODELED
SHOPPING
DINING
SPACIOUS
GRANITE COUNTERTOPS
FIREPLACE
WALK-IN CLOSET
PATIO
PRIVATE BACKYARD
CHARMING
COZY

Charming POOL Home in Lancaster, CA. Welcome to this Beautiful, Solar-Powered, four-bedroom, two-bath home, where comfort, style and convenience come together effortlessly. Major bonus: Buyer gets to obtain and OWN the Solar at NO cost to them (a $41K value). Upon entering, you'll be greeted by a spacious living room featuring a cozy fireplace and large windows that bathe the space in natural light. The open floor plan seamlessly connects to the dining area and a remodeled kitchen, complete with updated appliances, sleek granite countertops, and ample cabinet space—perfect for cooking and entertaining. The primary suite is a true retreat, boasting a huge walk-in closet and a private bathroom with a walk-in shower. Each of the four bedrooms is thoughtfully designed, offering plenty of space for work, play, and relaxation. Step outside to your private backyard oasis, featuring a sparkling in-ground pool with a water slide, a connected spa, and a large covered patio—ideal for entertaining or unwinding in style. Nestled in a friendly neighborhood, this residence is just moments from shopping, dining, and the freeway—making commuting a breeze. Additional Highlights: ? Wood-like flooring and plush carpet throughout ? Stylish fixtures and a well-designed floor plan ? Two-car garage with direct home access ? Paid in FULL Solar System This move-in-ready home is an incredible opportunity! Take a peek, fall in love, and make it yours! With its great condition, fantastic design, and unbeatable price, this one won't last long—schedule your showing today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.98
Remaining Loan Term
26 years, 4 months
Monthly PITI
$2,118.62/mo
Estimated Loan Balance
$277,884
Cash to close
$181,262
Interest Paid
$31,540

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas, LivingRoom
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: Gunite, InGround, Private

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Traditional, PatioHome
Materials
  • Stucco
  • Roof: Shingle
Condition
  • Year Built: 1972
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, StreetLights, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Lancaster

Financial Details

  • Price per Sqft: $263.52
  • Tax Annual Amount: $5725
  • On Market Date: 2025-02-22T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $181,262 (40%)
You can enter any amount below - secondary financing will cover the difference if needed.
40%
$

You cover the entire equity of $181,262!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$276,738
Your Cash$181,262
Total Purchase Price:$458,000

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$1,262/mo
Traditional @ 7.5%
$2,103/mo
You save $841/month ($10,088/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SR25029991

Listing From:

Last updated: 2025-04-01T02:16:48.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.98%
7.15%

Principal & Interest

$1,262 /mo
$2,027 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $181,262 (40%)
You can enter any amount below - secondary financing will cover the difference if needed.
40%
$

You cover the entire equity of $181,262!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$276,738
Your Cash$181,262
Total Purchase Price:$458,000

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$1,262/mo
Traditional @ 7.5%
$2,103/mo
You save $841/month ($10,088/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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