Laura Jewett

Laura Jewett

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$400,000

($324,893 down)
FHA

441 Johnson Street, Frederick, CO 80530

3
2
1,351 sqft
PITI Monthly
$744.25 /mo

Listing courtesy of: Lisa Yoshimura, Resident Realty Colorado

Assumed Rate

4.05%
7.15%

Principal & Interest

$428 /mo
$602 /mo

What's Special

NO HOA

Unincorporated Weld County- Frederick is a very desirable area to live and play also you will notice the surrounding areas is growing and expanding as well. Come and check out this cute 3 bedroom 2-bathroom home that has a newer roof, new water and sewer lines installed in 2024. This home also has a lot of storage space and a workshop for all your home repairs and projects. You'll also enjoy a large lot about a quarter of an acre for all your flowering, gardening and for the kids to play on. No HOA and this is a modular home that is set on a foundation. This home might qualify for a USDA loan please check with your lender on that. Come and see this cute home with all its potentials for you and your family. As of April 1,2025, please call Broker Bay at 888.808.0331 for Showings

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.05
Remaining Loan Term
22 years, 2 months
Monthly PITI
$744.25/mo
Estimated Loan Balance
$75,628
Cash to close
$324,893
Interest Paid
$26,199

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: Forced Air
Features
  • Materials: Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Frame
  • Roof: Composition
Condition
  • Year Built: 1989
Details
  • Builder:

Community & HOA

Community
  • Subdivision: EVANS ADD
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Frederick

Financial Details

  • Price per Sqft: $296.08
  • Tax Annual Amount: $1234
  • On Market Date: 2025-03-21T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $324,893 (81%)
You can enter any amount below - secondary financing will cover the difference if needed.
81%
$

You cover the entire equity of $324,893!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.05% Sellers Rate
$75,107
Your Cash:$324,893
Total Purchase Price:$400,000

Assumed vs Traditional Mortgage

Assumed @ 4.05%
$428/mo
Traditional @ 7.5%
$625/mo
You save $196/month ($2,357/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC2223530

Listing From: recolorado

Last updated: 2025-03-29T17:38:22.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.05%
7.15%

Principal & Interest

$428 /mo
$602 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $324,893 (81%)
You can enter any amount below - secondary financing will cover the difference if needed.
81%
$

You cover the entire equity of $324,893!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.05% Sellers Rate
$75,107
Your Cash:$324,893
Total Purchase Price:$400,000

Assumed vs Traditional Mortgage

Assumed @ 4.05%
$428/mo
Traditional @ 7.5%
$625/mo
You save $196/month ($2,357/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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