Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Closed

$475,000

($344,644 down)
FHA

44116 Hardwood Avenue, Lancaster, CA 93534

5
2
1,597 sqft
PITI Monthly
$1,538.7 /mo

Listing courtesy of: Hector Barraza, Citiwide Realty Group

Assumed Rate

3.94%
7.15%

Principal & Interest

$763 /mo
$1,088 /mo

What's Special

REMODELED
LOCATION
MINUTES AWAY

Beautiful Move in Ready Fully Remodeled Big Back Yard 4 Bedroom Home with an Office and Additional Rear Detached Room. Long RV Access Driveway that fits 12 Cars to the rear with Detached Garage that can also be converted to living space. New Roof including the Garage’s Roof, New Siemens Electrical Panel, New Cooper Plumbing, New Smart Water Heater, New Drains with Clean Outs on Raised Foundation, New Central Air Conditioning, New Central Heater with Google Nest. Great Location, Located in West Lancaster minutes away from Downtown Lancaster Near Schools, Shops, restaurants and parks. First Time Buyer Program FHA will be available March 12,2025, for now this home can be purchased using conventional financing with as little as 3% down payment. Grass and Furniture was Virtually Generated.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.94
Remaining Loan Term
20 years, 9 months
Monthly PITI
$1,538.7/mo
Estimated Loan Balance
$130,690
Cash to close
$344,644
Interest Paid
$53,372

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: BonusRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1953
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Lancaster

Financial Details

  • Price per Sqft: $297.43
  • Tax Annual Amount: $5937.5
  • On Market Date: 2025-01-19T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $344,644 (73%)
You can enter any amount below - secondary financing will cover the difference if needed.
73%
$

You cover the entire equity of $344,644!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.94% Sellers Rate
$130,356
Your Cash:$344,644
Total Purchase Price:$475,000

Assumed vs Traditional Mortgage

Assumed @ 3.94%
$763/mo
Traditional @ 7.5%
$1,128/mo
You save $365/month ($4,379/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SR25013492

Listing From:

Last updated: 2025-03-28T21:14:26.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.94%
7.15%

Principal & Interest

$763 /mo
$1,088 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $344,644 (73%)
You can enter any amount below - secondary financing will cover the difference if needed.
73%
$

You cover the entire equity of $344,644!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.94% Sellers Rate
$130,356
Your Cash:$344,644
Total Purchase Price:$475,000

Assumed vs Traditional Mortgage

Assumed @ 3.94%
$763/mo
Traditional @ 7.5%
$1,128/mo
You save $365/month ($4,379/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.