Laura Jewett

Laura Jewett

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Closed

$395,000

($82,510 down)
FHA

440 Vance Street, Lakewood, CO 80226

2
3
1,747 sqft
PITI Monthly
$1,979.53 /mo

Listing courtesy of: Melissa Bailey, United Real Estate Prestige Denver

Assumed Rate

3.06%
7.15%

Principal & Interest

$1,418 /mo
$2,255 /mo

What's Special

LOCATION
DINING
FIREPLACE
WALK-IN CLOSET
HOME OFFICE
DECK
PATIO
LANDSCAPED

Nicely updated townhouse in a great location! This unit has so many great updates you won't have to do much after you move in! It's one of the most desirable units in the community as it faces a beautiful landscaped lawn backyard area with a creek. There are two large primary bedrooms upstairs with their own bathrooms, walk-in closets, and walk-out decks. Enjoy a large kitchen/dining space and the Washer/Dryer was moved to the basement creating a built in pantry and coffee station! Keep your main counters free of clutter utilizing the large pantry countertop. The living room has a wood burning fireplace, views of the yard, and a section that works great for a home office. There's another living area in the basement along with tons of storage in the enormous room that houses the laundry and HVAC. Not only do you have a 1-car garage, but also a carport! The carport gate locks from the patio side, another perk! There's also a swimming pool you can see from one of the bedrooms and is within walking distance. New High End Furnace and A/C with New Thermostat, New Vinyl Plank Flooring and Carpet, New Sliding Glass Doors in Bedrooms, New Custom Kitchen Pantry, New Washer/Dryer with New W/D Electrical Panel, New Bath Plumbing Fixtures, New Light Fixtures throughout including new Can Lighting in basement storage area, New Bedroom Fans with Lights, New Garage Entry Door off of Patio, New Radon Mitigation, New Electrical Outlet on Patio, all completed 2021-2023. O'Kane Park is just down the street and Belmar shops and restaurants are a few blocks away. Easy access to Highway 6, I-25, and I-70. This is a great unit at a great price, schedule your showing today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.06
Remaining Loan Term
26 years, 3 months
Monthly PITI
$1,979.53/mo
Estimated Loan Balance
$313,110
Cash to close
$82,510
Interest Paid
$36,823

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Concrete, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Living Room
  • Flooring: Carpet, Tile, Vinyl

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: Community Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Outdoor Pool

Construction

Type & Style
  • Stories:
  • Home type: Townhouse
  • Architectural Style: Unknown
Materials
  • Concrete, Wood Siding
  • Roof: Composition
Condition
  • Year Built: 1973
Details
  • Builder:

Community & HOA

Community
  • Subdivision: North Alameda
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Keystone Pacific Property Manager Denver
  • HOA Amenities: Unknown
  • HOA Fee: $468.14
  • HOA Frequency: $Monthly
Location
  • Region: Lakewood

Financial Details

  • Price per Sqft: $226.1
  • Tax Annual Amount: $2097
  • On Market Date: 2024-07-04T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $82,510 (21%)
You can enter any amount below - secondary financing will cover the difference if needed.
21%
$

You cover the entire equity of $82,510!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.06% Sellers Rate
$312,491
Your Cash$82,510
Total Purchase Price:$395,000

Assumed vs Traditional Mortgage

Assumed @ 3.06%
$1,418/mo
Traditional @ 7.5%
$2,339/mo
You save $921/month ($11,046/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC9914471

Listing From: recolorado

Last updated: 2024-10-01T18:10:21.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.06%
7.15%

Principal & Interest

$1,418 /mo
$2,255 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $82,510 (21%)
You can enter any amount below - secondary financing will cover the difference if needed.
21%
$

You cover the entire equity of $82,510!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.06% Sellers Rate
$312,491
Your Cash$82,510
Total Purchase Price:$395,000

Assumed vs Traditional Mortgage

Assumed @ 3.06%
$1,418/mo
Traditional @ 7.5%
$2,339/mo
You save $921/month ($11,046/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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