Laura Jewett

Laura Jewett

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Closed

$399,000

($161,205 down)
FHA

440 W 1st Avenue, Denver, CO 80223

1
1
674 sqft
PITI Monthly
$1,786.28 /mo

Listing courtesy of: Misty Forde, Keller Williams Realty Urban Elite

Assumed Rate

4.14%
7.15%

Principal & Interest

$1,281 /mo
$1,782 /mo

What's Special

MODERN
HARDWOOD FLOORS
FINISHED BASEMENT
BIKE PATHS
HISTORIC
CHARMING
NO HOA

Charming Baker Rowhouse in Prime Historic Neighborhood! ***NO HOA!*** This delightful rowhouse in the coveted Historic Baker Neighborhood combines vintage charm with modern convenience. Beautiful Victorian Homes exclusively line 1st ave. The open-concept urban studio boasts hardwood floors, sleek modern tile, and updated cabinetry in both the kitchen and bath, maximizing space while offering plenty of storage through custom shelving and an unfinished basement for even more room. Your private fenced in, back courtyard oasis is the ultimate urban retreat, with low-maintenance landscaping and garden potential. Drought-resistant front foliage, including a violet tree, for easy upkeep. Enjoy the convenience of in-unit washer and dryer and no HOA fees—a rare find! Perfectly located just steps away from iconic local spots like The Hornet, Mayan Theater, Postinos, Snooze, and many more. Plus, enjoy the new coffee shop and brewery right across the street! Explore the neighborhood with easy access to Dailey Park, bike paths, Santa Fe Art District, new park build just a block away, and effortless commutes via I-25, I-70, and Downtown. This one-of-a-kind home that is great so schedule your showing today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.14
Remaining Loan Term
24 years, 2 months
Monthly PITI
$1,786.28/mo
Estimated Loan Balance
$273,004
Cash to close
$161,205
Interest Paid
$60,371

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 1
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Air Conditioning-Room
  • Heating: Forced Air, Natural Gas
Features
  • Materials: Brick, Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Tile, Wood

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Townhouse
  • Architectural Style: Unknown
Materials
  • Brick, Frame
  • Roof: Composition
Condition
  • Year Built: 1905
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Baker
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Denver

Financial Details

  • Price per Sqft: $591.99
  • Tax Annual Amount: $2021
  • On Market Date: 2024-09-14T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $161,205 (40%)
You can enter any amount below - secondary financing will cover the difference if needed.
40%
$

You cover the entire equity of $161,205!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.14% Sellers Rate
$237,795
Your Cash$161,205
Total Purchase Price:$399,000

Assumed vs Traditional Mortgage

Assumed @ 4.14%
$1,281/mo
Traditional @ 7.5%
$1,848/mo
You save $567/month ($6,809/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC5784360

Listing From: recolorado

Last updated: 2024-11-21T00:02:18.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.14%
7.15%

Principal & Interest

$1,281 /mo
$1,782 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $161,205 (40%)
You can enter any amount below - secondary financing will cover the difference if needed.
40%
$

You cover the entire equity of $161,205!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.14% Sellers Rate
$237,795
Your Cash$161,205
Total Purchase Price:$399,000

Assumed vs Traditional Mortgage

Assumed @ 4.14%
$1,281/mo
Traditional @ 7.5%
$1,848/mo
You save $567/month ($6,809/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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