Laura Jewett

Laura Jewett

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$489,999

($80,337 down)
FHA

44063 Lately Circle, Hemet, CA 92544

3
2
1,688 sqft
PITI Monthly
$3,563.79 /mo

Listing courtesy of: SINTIA CASTRO, ALTICORE REALTY

Assumed Rate

6.71%
7.15%

Principal & Interest

$2,696 /mo
$2,818 /mo

What's Special

SHOPPING
DINING
FIREPLACE
PATIO
CUL-DE-SAC
CHARMING
COZY
EFFICIENT
NO HOA

**THIS IS IT! ** LOOK NO MORE**LOW TAX**NO HOA** Charming one-story home, situated in a cul-de-sac street, this beauty offers 3 specious bedrooms, 2 full bathrooms, newer double pane energy efficient windows, tile roof, newer A/C. You will love the layout of this home with open beam ceilings with lots of natural lighting, at the entry you can walk into this cozy home which has a big specious formal living room, formal dining room with nice lights, laminated wood-looking flooring throughout the entire house, the kitchen offers newer quartz countertops with lots of cabinet space, newer stove, microwave and dishwasher, Attached to the kitchen area is a full sized dining room, cozy family room with fireplace, this home offers a huge master bedroom with big sliding closet doors, the other two bedrooms are also of pretty good specious size, indoor laundry area with cabinet space, 2 car garage, this beauty also offers a nice big front yard with a nice shady tree for kids to play or for relaxing afternoons, this beauty also offers a pretty good size back yard with a nice cover patio with so much extra space for barbecuing or for big family gatherings. This home located close to schools, shopping, restaurants, gas stations, making this home convenient for those who has the need or like to be close to town and services** ***DON'T LET THIS BEAUTY PASS YOU BY***

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.71
Remaining Loan Term
28 years, 4 months
Monthly PITI
$3,563.79/mo
Estimated Loan Balance
$410,863
Cash to close
$80,337
Interest Paid
$46,270

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Drywall, Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Traditional
Materials
  • Drywall, Stucco
  • Roof: Tile
Condition
  • Year Built: 1990
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Hemet

Financial Details

  • Price per Sqft: $290.28
  • Tax Annual Amount: $6124.99
  • On Market Date: 2025-03-23T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $80,337 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$

You cover the entire equity of $80,337!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.71% Sellers Rate
$409,662
Your Cash$80,337
Total Purchase Price:$489,999

Assumed vs Traditional Mortgage

Assumed @ 6.71%
$2,696/mo
Traditional @ 7.5%
$2,924/mo
You save $228/month ($2,736/year)

*Secondary financing rates are an estimated value based on input

MLS ID: IV25063597

Listing From:

Last updated: 2025-04-01T15:28:53.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.71%
7.15%

Principal & Interest

$2,696 /mo
$2,818 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $80,337 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$

You cover the entire equity of $80,337!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.71% Sellers Rate
$409,662
Your Cash$80,337
Total Purchase Price:$489,999

Assumed vs Traditional Mortgage

Assumed @ 6.71%
$2,696/mo
Traditional @ 7.5%
$2,924/mo
You save $228/month ($2,736/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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