Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Active

$1,129,000

($27,870 down)
VA

4404 Vista Way, La Mesa, CA 91941

4
3
2,005 sqft
PITI Monthly
$5,999.56 /mo

Listing courtesy of: Frank Karako, LPT Realty, Inc.

Assumed Rate

4.48%
7.15%

Principal & Interest

$5,783 /mo
$7,727 /mo

What's Special

REMODELED
LOCATION
DECK

**Open House Fri-Sat-Sun, March 14-15-16, 10:30a-2:30p!** INCREDIBLE LOCATION! STUNNING HOME! Back on Market for GENUINELY QUALIFIED buyers! Appraised over list price! ASK ABOUT 4.25% ASSUMABLE VA loan for qualified VA buyers with VA eligibility to enjoy LOW mortgage payment! This 4 bedroom, 3 bath home on a quarter-acre corner lot is perfectly situated in the highly desirable foothills of Mt Helix. You’ll love the recently remodeled large kitchen with quartz countertops, waterfall island, designer flooring, porcelain tile in bathrooms, tankless water heater, walk-in master closet. Enjoy cool California evenings and mornings outside on your beautiful large deck that can be conveniently accessed both from the common area as well as direct access from the primary bedroom. The oversized yard offers tremendous opportunities for RV, boat, trailers, or potential to add an overside workshop, garage, pool or even a detached ADU (initial feasibility completed and available for review). Enjoy convenient access to the back yard from a side gate with 2nd driveway. All rooms downstairs except for a bonus 4th bedroom upstairs that could also function well as a private office or study. BACK ON MARKET-No fault of property. See remarks.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.48
Remaining Loan Term
27 years, 2 months
Monthly PITI
$5,999.56/mo
Estimated Loan Balance
$1,106,110
Cash to close
$27,870
Interest Paid
$141,915

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom, PrimaryBedroom
  • Flooring: Vinyl

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1954
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Suburban
HOA
  • Has HOA: No
Location
  • Region: La Mesa

Financial Details

  • Price per Sqft: $563.09
  • Tax Annual Amount: $14112.5
  • On Market Date: 2024-07-25T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $27,870 (2%)
You can enter any amount below - secondary financing will cover the difference if needed.
2%
$

You cover the entire equity of $27,870!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.48% Sellers Rate
$1,101,130
Your Cash$27,870
Total Purchase Price:$1,129,000

Assumed vs Traditional Mortgage

Assumed @ 4.48%
$5,783/mo
Traditional @ 7.5%
$8,015/mo
You save $2,232/month ($26,782/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2404446

Listing From:

Last updated: 2025-03-11T20:15:29.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.48%
7.15%

Principal & Interest

$5,783 /mo
$7,727 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $27,870 (2%)
You can enter any amount below - secondary financing will cover the difference if needed.
2%
$

You cover the entire equity of $27,870!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.48% Sellers Rate
$1,101,130
Your Cash$27,870
Total Purchase Price:$1,129,000

Assumed vs Traditional Mortgage

Assumed @ 4.48%
$5,783/mo
Traditional @ 7.5%
$8,015/mo
You save $2,232/month ($26,782/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.