Laura Jewett

Laura Jewett

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$749,000

($180,763 down)
FHA

4404 Odyssey Court, Lompoc, CA 93436

4
3
2,189 sqft
PITI Monthly
$5,064.73 /mo

Listing courtesy of: Caitlin Boyle, eXp Realty of California, Inc.

Assumed Rate

6.99%
7.15%

Principal & Interest

$3,805 /mo
$3,867 /mo

What's Special

SPACIOUS
FIREPLACE
VAULTED CEILINGS
WET BAR
PATIO
CUL-DE-SAC
COZY
NO HOA

Tucked away on a peaceful cul-de-sac in Vandenberg Village, this spacious four-bedroom, three-bathroom home offers the perfect blend of comfort and convenience. Upon entry you are greeted with a lovely foyer, vaulted ceilings and a cozy fireplace creating an inviting atmosphere. The updated kitchen shines with beautiful quartzite countertops, gas range and ample cabinetry—perfect for the chef in your life. A dedicated wine closet and wet bar make entertaining effortless. Step outside to a large low-maintenance yard featuring a pergola-covered patio with privacy fence, and plenty of room to enjoy the Central Coast weather. The thoughtfully designed floor plan includes a downstairs bedroom with a large slider to the backyard, providing easy outdoor access. Each bathroom in the home features a shower or tub for added functionality, perfect for guests or multi-generational living. The primary suite boasts three closets, and with abundant storage throughout the home, you'll have plenty of space to stay organized. The finished 2-car garage includes a sink, adding extra convenience for projects or cleaning up after outdoor activities. In addition to that, there is RV parking! This home has NO HOA and is located near schools including Cabrillo High School with its famed Aquarium, Buena Vista Elementary School, local parks, eateries, a Sunday farmers market, wineries and beaches. This home is located near highway 1 and 246 for quick access to surrounding areas for work or play.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.99
Remaining Loan Term
29 years, 2 months
Monthly PITI
$5,064.73/mo
Estimated Loan Balance
$569,219
Cash to close
$180,763
Interest Paid
$33,227

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: None
  • Heating: Radiant
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1974
Details
  • Builder:

Community & HOA

Community
  • Subdivision: North West Lmpc(49)
  • Features: Curbs, Park
HOA
  • Has HOA: No
Location
  • Region: Lompoc

Financial Details

  • Price per Sqft: $342.17
  • Tax Annual Amount: $9362.5
  • On Market Date: 2025-03-11T00:00:00.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $180,763 (24%)
You can enter any amount below - secondary financing will cover the difference if needed.
24%
$

You cover the entire equity of $180,763!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.99% Sellers Rate
$568,237
Your Cash$180,763
Total Purchase Price:$749,000

Assumed vs Traditional Mortgage

Assumed @ 6.99%
$3,805/mo
Traditional @ 7.5%
$4,011/mo
You save $206/month ($2,470/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PI25053674

Listing From:

Last updated: 2025-03-19T19:19:45.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.99%
7.15%

Principal & Interest

$3,805 /mo
$3,867 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $180,763 (24%)
You can enter any amount below - secondary financing will cover the difference if needed.
24%
$

You cover the entire equity of $180,763!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.99% Sellers Rate
$568,237
Your Cash$180,763
Total Purchase Price:$749,000

Assumed vs Traditional Mortgage

Assumed @ 6.99%
$3,805/mo
Traditional @ 7.5%
$4,011/mo
You save $206/month ($2,470/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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