Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Closed

$450,000

($131,538 down)
FHA

4404 Bond St UNIT O, San Diego, CA 92109

1
1
597 sqft
PITI Monthly
$2,390.5 /mo

Listing courtesy of: John Zhang, KAM Financial Realty

Assumed Rate

6.5%
7.15%

Principal & Interest

$2,015 /mo
$2,153 /mo

What's Special

REMODELED
GATED COMMUNITY
SHOPPING
COMMUNITY POOL

Accepting backup offer. Newly remodeled, centrally located one bedroom one bath condo home in the gateway of Pacific Beach, near the highway I-5 access, close to University of San Diego UCSD, trolley access, Bus stop, Costco shopping center and the Mission Bay park. The coastal home is an upper-unit nestled in the sensational La Casa Villa Complex provides quality work, study, exercise living for costal love-people and especially young professionals. It is next to La Jolla with easy commute to UCSD, San Diego Hi-tech park, Downtown, Sea World and many popular tourist sites. Luxurious amenities and convenience in one place: gated community, community pool, community laundry facility, tranquil neighborhood, close to beaches and restaurants. The unit has 1 assigned parking, several guests parking and plenty of street parking in surrounding neighborhood. Priced to sell quick!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.5
Remaining Loan Term
29 years, 6 months
Monthly PITI
$2,390.5/mo
Estimated Loan Balance
$318,750
Cash to close
$131,538
Interest Paid
$10,336

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 1
  • Bathrooms: 1
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Electric, ForcedAir
Features
  • Materials: Adobe
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Wood

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, ElectricHeat, Association

Construction

Type & Style
  • Stories: 2
  • Home type: Condominium
  • Architectural Style: Traditional
Materials
  • Adobe
  • Roof: Composition
Condition
  • Year Built: 1972
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Pacific Beach
  • Features: Gated, Pool
HOA
  • Has HOA: Yes
  • HOA Name: La Casa Villa
  • HOA Amenities: Unknown
  • HOA Fee: $270
  • HOA Frequency: $Monthly
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $753.77
  • Tax Annual Amount: $
  • On Market Date: 2024-08-30T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $131,538 (29%)
You can enter any amount below - secondary financing will cover the difference if needed.
29%
$

You cover the entire equity of $131,538!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.5% Sellers Rate
$318,462
Your Cash$131,538
Total Purchase Price:$450,000

Assumed vs Traditional Mortgage

Assumed @ 6.5%
$2,015/mo
Traditional @ 7.5%
$2,233/mo
You save $218/month ($2,621/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 240020675SD

Listing From:

Last updated: 2024-12-05T05:14:00.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.5%
7.15%

Principal & Interest

$2,015 /mo
$2,153 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $131,538 (29%)
You can enter any amount below - secondary financing will cover the difference if needed.
29%
$

You cover the entire equity of $131,538!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.5% Sellers Rate
$318,462
Your Cash$131,538
Total Purchase Price:$450,000

Assumed vs Traditional Mortgage

Assumed @ 6.5%
$2,015/mo
Traditional @ 7.5%
$2,233/mo
You save $218/month ($2,621/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.