Laura Jewett

Laura Jewett

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$415,000

($154,612 down)
FHA

4401 Posada Avenue, Bakersfield, CA 93309

3
2
1,264 sqft
PITI Monthly
$1,618.45 /mo

Listing courtesy of: Maria Silva, Century 21 Cornerstone

Assumed Rate

3.76%
7.15%

Principal & Interest

$1,274 /mo
$1,856 /mo

What's Special

SHOPPING
DINING
SPACIOUS
FIREPLACE
QUIET NEIGHBORHOOD
CHARMING
COZY
SOLAR PANELS

A Gardeners Dream! This Charming 1,264 sq.ft. One story home has everything for Families or a First time home Buyer. Nestled in a wrap around quiet neighborhood this Charming home has 3 Bedrooms, 2 Bathrooms and a 2 car attached garage. Walk through the Art Deco inspired entry Door into a spacious and open Living room. Enjoy your evenings in your own little Oasis, or spend your days harvesting fresh vegetables or putting your green thumb to use. Central AC for those hot Summer days and a Cozy Fireplace in the Living Room for the cooler days. Conveniently located near schools, parks, shopping and dining, this home offers the perfect blend of suburban tranquility and urban accessibility. This home is ready to welcome it's new owners. Don't miss this opportunity to own a beautiful home in the heart of Bakersfield. Schedule your viewing today and experience the charm and comfort of 4401 Posada Avenue for yourself. Several updates including electric panel (2021) and newer roof, garage door, water heater, and large backyard fence done in 2014, Solar panels have approximately 4 years left of the lease at $167 per month, which help with Energy usage.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.76
Remaining Loan Term
27 years, 0 months
Monthly PITI
$1,618.45/mo
Estimated Loan Balance
$261,300
Cash to close
$154,612
Interest Paid
$30,144

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, ForcedAir
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1977
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Curbs, Mountainous, NearNationalForest, Park, Rural, Suburban, Urban
HOA
  • Has HOA: No
Location
  • Region: Bakersfield

Financial Details

  • Price per Sqft: $328.32
  • Tax Annual Amount: $
  • On Market Date: 2025-01-05T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $154,612 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $154,612!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.76% Sellers Rate
$260,388
Your Cash$154,612
Total Purchase Price:$415,000

Assumed vs Traditional Mortgage

Assumed @ 3.76%
$1,274/mo
Traditional @ 7.5%
$1,925/mo
You save $651/month ($7,810/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PW25002700

Listing From:

Last updated: 2025-01-14T02:18:25.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.76%
7.15%

Principal & Interest

$1,274 /mo
$1,856 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $154,612 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $154,612!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.76% Sellers Rate
$260,388
Your Cash$154,612
Total Purchase Price:$415,000

Assumed vs Traditional Mortgage

Assumed @ 3.76%
$1,274/mo
Traditional @ 7.5%
$1,925/mo
You save $651/month ($7,810/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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