Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Closed

$425,000

($188,469 down)
VA

4401 Mason Court NE, Saint Michael, MN 55376

4
3
2,068 sqft
PITI Monthly
$1,181.3 /mo

Listing courtesy of: , Keller Williams Integrity NW

Assumed Rate

2.2%
7.15%

Principal & Interest

$980 /mo
$1,743 /mo

What's Special

SHOPPING
DINING
SPACIOUS
MODERN
GRANITE COUNTERTOPS
WALK-IN CLOSET
GAME ROOM
MATURE TREES

Discover the perfect blend of comfort and style with this meticulously maintained home located within the highly sought-after STMA school district. Step into an inviting foyer leading to a spacious living area with large windows that bathe the room in natural light. The kitchen features modern appliances, ample cabinetry, and a breakfast bar for casual dining. After a long day, retreat to the primary suite which includes a walk-in closet and access to a full bathroom with dual vanity and granite countertops. Three additional bedrooms offer flexibility for family or guests. Head down to the lower level where there are endless opportunities to create a home theater, gym, or game room. Outside, enjoy a large backyard lined with mature trees providing exceptional privacy for outdoor gatherings. Located in a desirable neighborhood with easy access to parks, schools, and shopping, this home combines modern convenience with classic charm.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.2
Remaining Loan Term
25 years, 11 months
Monthly PITI
$1,181.3/mo
Estimated Loan Balance
$237,076
Cash to close
$188,469
Interest Paid
$22,060

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick/Stone, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Family Room, Gas
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Composite, Full
Roof
  • Roof: Age Over 8 Years, Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Vinyl Siding
  • Roof: Age Over 8 Years, Asphalt
Condition
  • Year Built: 1999
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Highwoods 3rd Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Saint Michael

Financial Details

  • Price per Sqft: $205.51
  • Tax Annual Amount: $616
  • On Market Date: 2024-07-22T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $188,469 (44%)
You can enter any amount below - secondary financing will cover the difference if needed.
44%
$

You cover the entire equity of $188,469!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.2% Sellers Rate
$236,531
Your Cash$188,469
Total Purchase Price:$425,000

Assumed vs Traditional Mortgage

Assumed @ 2.2%
$980/mo
Traditional @ 7.5%
$1,808/mo
You save $828/month ($9,938/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6510681

Listing From: northstar

Last updated: 2024-09-30T19:18:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.2%
7.15%

Principal & Interest

$980 /mo
$1,743 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $188,469 (44%)
You can enter any amount below - secondary financing will cover the difference if needed.
44%
$

You cover the entire equity of $188,469!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.2% Sellers Rate
$236,531
Your Cash$188,469
Total Purchase Price:$425,000

Assumed vs Traditional Mortgage

Assumed @ 2.2%
$980/mo
Traditional @ 7.5%
$1,808/mo
You save $828/month ($9,938/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.