Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Active

$549,990

($435,053 down)
FHA

4400 W Avenue J7, Lancaster, CA 93536

4
3
2,045 sqft
PITI Monthly
$1,819.83 /mo

Listing courtesy of: Farris Tarazi, Real Brokerage Technologies, Inc.

Assumed Rate

5.12%
7.15%

Principal & Interest

$956 /mo
$1,186 /mo

What's Special

LOCATION
SPACIOUS
MODERN
FIREPLACE
PATIO
PRIVATE BACKYARD
CUL-DE-SAC
CHARMING

*** LIVE BEAUTIFULLY*** Beautifully Upgraded 4-Bedroom Pool & Spa Home with Bonus Room! Welcome to this stunning, upgraded home featuring 4 bedrooms, a bonus room that can easily serve as a 5th bedroom, and a resort-style backyard with a pool and spa. Nestled on a quiet cul-de-sac, this home offers modern upgrades, custom finishes, and an open, inviting layout perfect for comfortable living and entertaining. The updated kitchen is a chef's dream, boasting quartz countertops, soft-close drawers with organizers, soft-close doors, a farmhouse sink, a new slide-in range, and a microwave oven. The spacious living areas feature laminate flooring throughout the downstairs, along with trim and baseboard upgrades in the living room, front room, kitchen, and bedrooms. Crown molding enhances the bedrooms and front room/office, while one bedroom includes custom window seat storage and wainscoting for a charming touch. The home's custom-built staircase adds elegance, while built-in storage shelves in the downstairs closet provide convenience. The downstairs bathroom is upgraded with wainscoting and tile, while the upstairs bathroom features upgraded tile and a refinished vanity. The family room is centered around a beautifully designed custom-built fireplace surround, creating a warm and inviting space. Step outside to your private backyard retreat, complete with an in-ground pool and hot tub featuring a waterslide, solar and gas heaters, and a covered patio for year-round enjoyment. A tool/storage shed adds extra space for organization. With thoughtful upgrades, modern amenities, and a fantastic location on a quiet cul-de-sac, this home is truly a must-see. Schedule your private showing today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.12
Remaining Loan Term
14 years, 0 months
Monthly PITI
$1,819.83/mo
Estimated Loan Balance
$115,862
Cash to close
$435,053
Interest Paid
$122,345

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Block, WroughtIron
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: Gunite, InGround, Private

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Tile
Condition
  • Year Built: 2005
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, StormDrains, StreetLights, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Lancaster

Financial Details

  • Price per Sqft: $268.94
  • Tax Annual Amount: $6874.88
  • On Market Date: 2025-03-06T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $435,053 (79%)
You can enter any amount below - secondary financing will cover the difference if needed.
79%
$

You cover the entire equity of $435,053!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.12% Sellers Rate
$114,937
Your Cash:$435,053
Total Purchase Price:$549,990

Assumed vs Traditional Mortgage

Assumed @ 5.12%
$956/mo
Traditional @ 7.5%
$1,231/mo
You save $275/month ($3,297/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SR25050172

Listing From:

Last updated: 2025-03-13T13:51:32.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.12%
7.15%

Principal & Interest

$956 /mo
$1,186 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $435,053 (79%)
You can enter any amount below - secondary financing will cover the difference if needed.
79%
$

You cover the entire equity of $435,053!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.12% Sellers Rate
$114,937
Your Cash:$435,053
Total Purchase Price:$549,990

Assumed vs Traditional Mortgage

Assumed @ 5.12%
$956/mo
Traditional @ 7.5%
$1,231/mo
You save $275/month ($3,297/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.