Laura Jewett

Laura Jewett

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Closed

$435,000

($50,294 down)
FHA

43889 12th Street W, Lancaster, CA 93534

3
2
1,516 sqft
PITI Monthly
$3,014.88 /mo

Listing courtesy of: Jodie Shepherd, Berkshire Hathaway HomeServices Troth, Realtors

Assumed Rate

6.9%
7.15%

Principal & Interest

$2,587 /mo
$2,653 /mo

What's Special

SPACIOUS
FIREPLACE
WALK-IN CLOSET
COZY

WELCOME HOME! This delightful 3-bedroom home offers the perfect blend of comfort, style, and outdoor living. Nestled on a tree-lined street, you'll enjoy the privacy and tranquility of block wall fencing and convenient RV access. Step inside to discover a spacious kitchen that effortlessly flows into a large eating area, perfect for family gatherings or entertaining friends. The warm brick fireplace in the living room creates an inviting ambiance, ideal for cozy evenings at home. The large primary bedroom is a true retreat, featuring a generous walk-in closet to accommodate all your storage needs. Don't miss out on this fantastic opportunity to own a home that truly has it all! Schedule your viewing today and imagine the memories you'll create in this lovely space! 'This home is located in a census tract that qualifies for a $50,000 grant and special financing through City National Bank.'

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.9
Remaining Loan Term
27 years, 8 months
Monthly PITI
$3,014.88/mo
Estimated Loan Balance
$387,982
Cash to close
$50,294
Interest Paid
$62,483

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1987
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: StreetLights, Suburban, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Lancaster

Financial Details

  • Price per Sqft: $286.94
  • Tax Annual Amount: $
  • On Market Date: 2024-10-03T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $50,294 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $50,294!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.9% Sellers Rate
$384,706
Your Cash$50,294
Total Purchase Price:$435,000

Assumed vs Traditional Mortgage

Assumed @ 6.9%
$2,587/mo
Traditional @ 7.5%
$2,752/mo
You save $165/month ($1,979/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SR24203662

Listing From:

Last updated: 2024-12-10T17:25:07.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.9%
7.15%

Principal & Interest

$2,587 /mo
$2,653 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $50,294 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $50,294!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.9% Sellers Rate
$384,706
Your Cash$50,294
Total Purchase Price:$435,000

Assumed vs Traditional Mortgage

Assumed @ 6.9%
$2,587/mo
Traditional @ 7.5%
$2,752/mo
You save $165/month ($1,979/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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