Laura Jewett

Laura Jewett

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Pending

$385,000

($166,190 down)
FHA

4381 N 4th Street, Fresno, CA 93726

3
2
1,730 sqft
PITI Monthly
$1,869.74 /mo

Listing courtesy of: Linda Parks, Realty Concepts, Ltd.

Assumed Rate

3.62%
7.15%

Principal & Interest

$1,119 /mo
$1,658 /mo

What's Special

SPACIOUS
HARDWOOD FLOORS
FIREPLACE
MATURE TREES

This highly desirable corner lot home offers 3 generously sized bedrooms and 1.5 bathrooms and is complemented by two spacious living areas. The roof and dual-pane windows were installed in 2013, cute laundry room inside, PPA solar by Sunrun ($145 a month), boosting both comfort and energy efficiency. Elegant hardwood floors flow throughout the home, while two inviting fireplaces and mature trees. With 1,730 square feet of living space on a 6,630 square foot lot, this home combines ample room with timeless style. A must-see to truly appreciate its many features!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.62
Remaining Loan Term
24 years, 6 months
Monthly PITI
$1,869.74/mo
Estimated Loan Balance
$296,288
Cash to close
$166,190
Interest Paid
$46,260

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, LivingRoom
  • Flooring: Carpet, Wood

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 1959
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Fresno

Financial Details

  • Price per Sqft: $222.54
  • Tax Annual Amount: $4812.5
  • On Market Date: 2025-01-17T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $166,190 (43%)
You can enter any amount below - secondary financing will cover the difference if needed.
43%
$

You cover the entire equity of $166,190!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.62% Sellers Rate
$218,810
Your Cash$166,190
Total Purchase Price:$385,000

Assumed vs Traditional Mortgage

Assumed @ 3.62%
$1,119/mo
Traditional @ 7.5%
$1,720/mo
You save $601/month ($7,211/year)

*Secondary financing rates are an estimated value based on input

MLS ID: FR25012565

Listing From:

Last updated: 2025-03-25T01:27:37.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.62%
7.15%

Principal & Interest

$1,119 /mo
$1,658 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $166,190 (43%)
You can enter any amount below - secondary financing will cover the difference if needed.
43%
$

You cover the entire equity of $166,190!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.62% Sellers Rate
$218,810
Your Cash$166,190
Total Purchase Price:$385,000

Assumed vs Traditional Mortgage

Assumed @ 3.62%
$1,119/mo
Traditional @ 7.5%
$1,720/mo
You save $601/month ($7,211/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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