Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Closed

$375,000

($355,167 down)
FHA

437 N 20TH Avenue, Phoenix, AZ 85009

4
2
1,401 sqft
PITI Monthly
$447.31 /mo

Listing courtesy of: Greg Isopescu, West USA Realty

Assumed Rate

4.84%
7.15%

Principal & Interest

$144 /mo
$184 /mo

What's Special

SPACIOUS
PATIO
CHARMING
EFFICIENT
NO HOA

Discover your dream home near downtown Phoenix! This charming 4 bed, 2 bath single-story residence features a 2-car garage with custom cabinets, Fresh Interior paint, and No HOA. The kitchen has ample cabinet and counter space, built-in appliances, and a custom commercial-grade hood with speed control to keep your home smelling fresh. Enjoy the perfectly sized primary bedroom with a private ensuite and energy-efficient ceiling fans in the living room and master bedroom, complete with dimmable remote control lights. Relax in the spacious great room with travertine tile flooring, ideal for entertaining guests. The large backyard with a covered patio is perfect for spending quality time outdoors. Located near the Arizona State Fairgrounds, State Capitol, and downtown Phoenix, you'll have easy access to ongoing games, concerts, and events. Plus, with proximity to both the I-10 and I-17 freeways, commuting in all directions is a breeze. Washer, dryer, stove, and refrigerator are included in the sale. Don't miss out on this fabulous home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.84
Remaining Loan Term
16 years, 2 months
Monthly PITI
$447.31/mo
Estimated Loan Balance
$31,803
Cash to close
$355,167
Interest Paid
$15,905

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Refrigeration
  • Heating: Electric
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Ranch
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Composition
Condition
  • Year Built: 2004
Details
  • Builder: KC Development

Community & HOA

Community
  • Subdivision: MAYWOOD
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $267.67
  • Tax Annual Amount: $1611
  • On Market Date: 2024-06-19T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $355,167 (95%)
You can enter any amount below - secondary financing will cover the difference if needed.
95%
$

You cover the entire equity of $355,167!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.84% Sellers Rate
$19,833
Your Cash:$355,167
Total Purchase Price:$375,000

Assumed vs Traditional Mortgage

Assumed @ 4.84%
$144/mo
Traditional @ 7.5%
$191/mo
You save $47/month ($568/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6719396

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-09-01T02:43:21.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.84%
7.15%

Principal & Interest

$144 /mo
$184 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $355,167 (95%)
You can enter any amount below - secondary financing will cover the difference if needed.
95%
$

You cover the entire equity of $355,167!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.84% Sellers Rate
$19,833
Your Cash:$355,167
Total Purchase Price:$375,000

Assumed vs Traditional Mortgage

Assumed @ 4.84%
$144/mo
Traditional @ 7.5%
$191/mo
You save $47/month ($568/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.