Laura Jewett

Laura Jewett

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$469,000

($61,762 down)
VA

4376 Mathias Way, Merced, CA 95348

3
3
1,469 sqft
PITI Monthly
$2,158.93 /mo

Listing courtesy of: Randy Hayer, Realty Executives Of Northern California

Assumed Rate

3.76%
7.15%

Principal & Interest

$1,992 /mo
$2,902 /mo

What's Special

DINING
SPACIOUS
WALK-IN CLOSET
PATIO
SAFE

Spacious and Inviting Single-Family House with Attached Garage and Large Driveway! Step into this 2-story single-family house that features - 3 comfortable bedrooms, 2.5 bathrooms, and an attached garage that can accommodate 2 cars. The living room is bright and airy, offering large windows for natural light and laminate flooring for easy maintenance. The kitchen is thoughtfully designed with granite counters, a double stainless steel sink, an electric stove, a nook area, plenty of cabinets for storage with open access to the dining room. There is also a laundry closet available! Upstairs you will find all the rooms including the primary bedroom featuring an en-suite bathroom, carpeted flooring, a walk-in closet, and ample natural light. The other bedrooms feature all carpet flooring and closets. The bathroom has linoleum flooring and a tub and shower combo. The exterior of this home boasts a covered patio with a concrete area which can be accessed through the dining room through its sliding doors. This smart home has a security door and dual pane windows for added safety and energy efficiency. Also, stucco exterior and a comp roof. Located in a neighborhood with sidewalks, safe crosswalks, and street parking. Nearby amenities within a 15-minute drive include Mercy Medical Center, Elmer Murchie Park, and grocery stores. Restaurants and other dining establishments are also nearby. (Currently tenant occupied)

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.76
Remaining Loan Term
27 years, 1 months
Monthly PITI
$2,158.93/mo
Estimated Loan Balance
$409,373
Cash to close
$61,762
Interest Paid
$45,872

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: SeeRemarks
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 2007
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Merced

Financial Details

  • Price per Sqft: $319.26
  • Tax Annual Amount: $
  • On Market Date: 2024-04-15T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $61,762 (13%)
You can enter any amount below - secondary financing will cover the difference if needed.
13%
$

You cover the entire equity of $61,762!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.76% Sellers Rate
$407,238
Your Cash$61,762
Total Purchase Price:$469,000

Assumed vs Traditional Mortgage

Assumed @ 3.76%
$1,992/mo
Traditional @ 7.5%
$3,010/mo
You save $1,018/month ($12,214/year)

*Secondary financing rates are an estimated value based on input

MLS ID: MC24074825

Listing From:

Last updated: 2025-01-14T02:24:24.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.76%
7.15%

Principal & Interest

$1,992 /mo
$2,902 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $61,762 (13%)
You can enter any amount below - secondary financing will cover the difference if needed.
13%
$

You cover the entire equity of $61,762!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.76% Sellers Rate
$407,238
Your Cash$61,762
Total Purchase Price:$469,000

Assumed vs Traditional Mortgage

Assumed @ 3.76%
$1,992/mo
Traditional @ 7.5%
$3,010/mo
You save $1,018/month ($12,214/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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