Laura Jewett

Laura Jewett

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Pending

$450,000

($252,798 down)
VA

4375 Mayrose Avenue NE, Saint Michael, MN 55376

4
3
2,540 sqft
PITI Monthly
$1,812.55 /mo

Listing courtesy of: , Keller Williams Classic Rlty NW

Assumed Rate

4.46%
7.15%

Principal & Interest

$1,302 /mo
$1,744 /mo

What's Special

LOCATION
DINING
SPACIOUS
HARDWOOD FLOORS
FINISHED BASEMENT
DECK
PATIO
MATURE TREES
LANDSCAPED
SAFE

Welcome to this beautifully updated home in a sought-after, established neighborhood in the award-winning STMA School District. Why buy new construction when you can enjoy all of this? This well-maintained property includes a spacious fenced backyard with a large wrap-around deck, patio pad, and storage/garden shed. Relax in your 5-person thermal spa or unwind in the beautiful four-season porch. The professionally landscaped yard and various mature trees add extra curb appeal. Full house gutters, including a leaf guard system, keep you safely on the ground. Inside, 4+ beds and 2.75 baths with a finished basement. Newer kitchen appliances (2–3 years old), hardwood floors, fresh LVP flooring in all the bedrooms, and new carpeting on the 4-foot-wide staircase/upstairs hall. Window treatments and blinds throughout the home offer a complete look and privacy. The roof is under 8 years old, offering peace of mind for years to come. Located half a block from a park and only one house away from Frankfort Parkway, featuring gorgeous trees and walking paths, you'll love easy access to nature and outdoor activities. The sellers are offering a one-year home warranty for added peace of mind. This home is available only due to the seller's relocation. Hardwood floors in the foyer, dining, and kitchen were just refinished and are beautiful!! Come see this gem soon!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.46
Remaining Loan Term
18 years, 6 months
Monthly PITI
$1,812.55/mo
Estimated Loan Balance
$198,335
Cash to close
$252,798
Interest Paid
$118,112

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick/Stone, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Family Room, Gas
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Age 8 Years or Less
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Vinyl Siding
  • Roof: Age 8 Years or Less
Condition
  • Year Built: 1999
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Highwoods 1st Add
  • Features: Stair Lift
HOA
  • Has HOA: No
Location
  • Region: Saint Michael

Financial Details

  • Price per Sqft: $177.17
  • Tax Annual Amount: $4322
  • On Market Date: 2025-02-21T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $252,798 (56%)
You can enter any amount below - secondary financing will cover the difference if needed.
56%
$

You cover the entire equity of $252,798!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.46% Sellers Rate
$197,202
Your Cash:$252,798
Total Purchase Price:$450,000

Assumed vs Traditional Mortgage

Assumed @ 4.46%
$1,302/mo
Traditional @ 7.5%
$1,809/mo
You save $507/month ($6,083/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6672131

Listing From: northstar

Last updated: 2025-03-28T15:01:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.46%
7.15%

Principal & Interest

$1,302 /mo
$1,744 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $252,798 (56%)
You can enter any amount below - secondary financing will cover the difference if needed.
56%
$

You cover the entire equity of $252,798!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.46% Sellers Rate
$197,202
Your Cash:$252,798
Total Purchase Price:$450,000

Assumed vs Traditional Mortgage

Assumed @ 4.46%
$1,302/mo
Traditional @ 7.5%
$1,809/mo
You save $507/month ($6,083/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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