Laura Jewett

Laura Jewett

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Closed

$324,900

($219,263 down)
FHA

436 Roma Avenue, Prescott, AZ 86301

2
1
936 sqft
PITI Monthly
$898.23 /mo

Listing courtesy of: Peter J Fife, Coldwell Banker Northland

Assumed Rate

4.2%
7.15%

Principal & Interest

$600 /mo
$829 /mo

What's Special

LOCATION

WOW best priced home in Prescott, Newer Roof, Just painted outside, super location. lots of old time charm in this amazing 2 bed 1 bath home with a 1 car carport and a large fenced back yard with storage shed. To see this is to love it. A great rental or perfect starter home in an excellent location centrally located and walking distance to the elementary school and highschool. Don't miss this rare opportunity

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.2
Remaining Loan Term
22 years, 1 months
Monthly PITI
$898.23/mo
Estimated Loan Balance
$106,551
Cash to close
$219,263
Interest Paid
$37,825

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: None
  • Heating: Forced Air Gas, Natural Gas
Features
  • Materials: Wood Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 1
  • Home type: Site Built Single Family
  • Architectural Style: Contemporary, Ranch
Materials
  • Wood Frame
  • Roof: Composition
Condition
  • Year Built: 1966
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Highland Park
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Prescott

Financial Details

  • Price per Sqft: $347.12
  • Tax Annual Amount: $734
  • On Market Date: 2024-07-09T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $219,263 (67%)
You can enter any amount below - secondary financing will cover the difference if needed.
67%
$

You cover the entire equity of $219,263!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.2% Sellers Rate
$105,637
Your Cash:$219,263
Total Purchase Price:$324,900

Assumed vs Traditional Mortgage

Assumed @ 4.2%
$600/mo
Traditional @ 7.5%
$860/mo
You save $260/month ($3,116/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PAR1065914

Listing From: paar

Last updated: 2024-10-08T04:07:20.000Z

© , paar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.2%
7.15%

Principal & Interest

$600 /mo
$829 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $219,263 (67%)
You can enter any amount below - secondary financing will cover the difference if needed.
67%
$

You cover the entire equity of $219,263!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.2% Sellers Rate
$105,637
Your Cash:$219,263
Total Purchase Price:$324,900

Assumed vs Traditional Mortgage

Assumed @ 4.2%
$600/mo
Traditional @ 7.5%
$860/mo
You save $260/month ($3,116/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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