Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Pending

$514,900

($50,730 down)
FHA

43618 Rucker Court, Lancaster, CA 93535

4
3
2,441 sqft
PITI Monthly
$3,994.72 /mo

Listing courtesy of: Bradley Creese, Coldwell Banker A Hartwig Co

Assumed Rate

6.81%
7.15%

Principal & Interest

$3,076 /mo
$3,183 /mo

What's Special

WALK-IN CLOSET

*Beautiful Two-Story in Lancaster - 4BR/3BA with Huge Backyard!** Welcome to this expansive 2,441 sq ft two-story home in Lancaster. Featuring four bedrooms, three bathrooms, and a versatile loft area upstairs that serves perfectly as a craft or study area. As you enter, the home's openness and brightness immediately stand out, enhanced by high ceilings and an abundance of natural light. The floor plan combines carpet and sleek tile flooring, setting a comfortable yet stylish foundation. The heart of the home is the large kitchen, boasting a huge island that provides plenty of workspace and seating, along with tons of storage and bright recessed lighting. Its open design ensures it remains connected to the living areas, making it perfect for both entertaining. Upstairs, the primary suite is a true sanctuary, expansive enough to include an additional seating area, enhancing its luxurious feel. This suite features dual walk-in closets accessible through a private bathroom, offering exceptional convenience and storage. Outside, the huge backyard is a blank canvas featuring a concrete slab ready for a pergola--offering limitless possibilities for creating your dream outdoor space. A fenced dog run makes this yard ideal for pet owners. Enclosed by sturdy block walls for added privacy, this home stands as a gem within Lancaster. Don't miss out on this exceptional property--it's ready for you to make it your own

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.81
Remaining Loan Term
28 years, 5 months
Monthly PITI
$3,994.72/mo
Estimated Loan Balance
$464,609
Cash to close
$50,730
Interest Paid
$50,417

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Unknown
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, Gas
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2006
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Gutters, StreetLights, Suburban, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Lancaster

Financial Details

  • Price per Sqft: $210.94
  • Tax Annual Amount: $6436.25
  • On Market Date: 2025-02-19T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $50,730 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $50,730!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.81% Sellers Rate
$464,170
Your Cash$50,730
Total Purchase Price:$514,900

Assumed vs Traditional Mortgage

Assumed @ 6.81%
$3,076/mo
Traditional @ 7.5%
$3,302/mo
You save $226/month ($2,714/year)

*Secondary financing rates are an estimated value based on input

MLS ID: V1-28234

Listing From:

Last updated: 2025-03-12T01:11:13.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.81%
7.15%

Principal & Interest

$3,076 /mo
$3,183 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $50,730 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $50,730!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.81% Sellers Rate
$464,170
Your Cash$50,730
Total Purchase Price:$514,900

Assumed vs Traditional Mortgage

Assumed @ 6.81%
$3,076/mo
Traditional @ 7.5%
$3,302/mo
You save $226/month ($2,714/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.