Laura Jewett

Laura Jewett

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Closed

$595,000

($352,028 down)
VA

435 Catarina Drive, Borrego Springs, CA 92004

3
3
3,154 sqft
PITI Monthly
$2,177.83 /mo

Listing courtesy of: Vangie Cabrera, American Financial Group

Assumed Rate

3.87%
7.15%

Principal & Interest

$1,392 /mo
$2,001 /mo

What's Special

DINING
WALK-IN CLOSET
MOTIVATED SELLER

Motivated sellers has brought this sprawling 1 story home with 3 bedrooms and 3 bathrooms back in the market. This SFR sits inside the De Anza Country Club backing up to the fairway of the golf course just over the brick fence of the backyard. The half circle driveway lets you off at the French front door that opens up to a foyer which leads to a hotel-lobby-like living room complete with a huge chandelier hanging from a cathedral ceiling. Across the living room, separated by a sliding glass door, is a sun room which looks out to the backyard, the pool and the golf course. The end if the driveway takes you to 2 car garages with separate doors. Two bedrooms are located on the north wing, one with a full bath of its own, a wall-to-wall, celing-to-floor, mirrored door closets. The extra large 2nd bedroom is annexed to a hallway 3/4 bathroom. The master's bedroom sits on the far south wing past the dining room where a smaller version of the living room's grand chandelier hangs. Master's bedroom boasts of a newer laminate floor, it's own master's bathroom and walk-in closet on top of direct access to the backyard oval shaped swimming pool. The kitchen is equipped with a microwave and convection oven, and electric cooktop. This home also has aluminum security door and window panels outside and plantation shutters inside. Newer carpet was installed in November 2023, while the newer garage doors were installed in Feb 2024.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.87
Remaining Loan Term
20 years, 11 months
Monthly PITI
$2,177.83/mo
Estimated Loan Balance
$244,786
Cash to close
$352,028
Interest Paid
$94,801

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, Propane
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom, WoodBurning
  • Flooring: Carpet, Tile, Wood

Exterior

Fencing
  • Fencing: Brick
Roof
  • Roof: Clay
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: SepticTypeUnknown
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: InGround, Private

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Clay
Condition
  • Year Built: 1982
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Borrego Springs
  • Features: Golf
HOA
  • Has HOA: No
Location
  • Region: Borrego Springs

Financial Details

  • Price per Sqft: $188.65
  • Tax Annual Amount: $7437.5
  • On Market Date: 2024-10-10T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $352,028 (59%)
You can enter any amount below - secondary financing will cover the difference if needed.
59%
$

You cover the entire equity of $352,028!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.87% Sellers Rate
$242,972
Your Cash:$352,028
Total Purchase Price:$595,000

Assumed vs Traditional Mortgage

Assumed @ 3.87%
$1,392/mo
Traditional @ 7.5%
$2,075/mo
You save $683/month ($8,199/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PW24209972

Listing From:

Last updated: 2024-12-05T05:09:22.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.87%
7.15%

Principal & Interest

$1,392 /mo
$2,001 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $352,028 (59%)
You can enter any amount below - secondary financing will cover the difference if needed.
59%
$

You cover the entire equity of $352,028!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.87% Sellers Rate
$242,972
Your Cash:$352,028
Total Purchase Price:$595,000

Assumed vs Traditional Mortgage

Assumed @ 3.87%
$1,392/mo
Traditional @ 7.5%
$2,075/mo
You save $683/month ($8,199/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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