Laura Jewett

Laura Jewett

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$619,000

($262,093 down)
FHA

43421 45th Street W, Lancaster, CA 93536

3
2
1,916 sqft
PITI Monthly
$2,799.97 /mo

Listing courtesy of: Mary Kornock, Re/Max All-Pro

Assumed Rate

3.16%
7.15%

Principal & Interest

$1,707 /mo
$2,680 /mo

What's Special

RENOVATED
FIREPLACE

Welcome to the farm close to the city!! This 3 Br/2 Ba home offers laminate and tile floors throughout, plus a large rock fireplace. Renovated farmhouse kitchen consists of Spanish tile backsplash with a farmhouse sink, quartz countertops, painted cabinets, new hardware and tile flooring. This is a split floor plan with one bedroom and bath on one side of the home and 2 bedrooms and bath on the other. The main bedroom and a second bedroom have sliding glass doors to the backyard. The primary bathroom has a large soaker tub, large shower, and sea foam glass backsplash. The cabinets have been painted and new hardware has been added. There is lots of storage!! There is also a large laundry room/office with cabinetry. A sunroom with plenty of built in storage leads the way to your backyard farm. There are 2 fenced areas for your goats and chickens. A chicken run with a chicken coop and feed shed are in the back of the property. A fenced garden for your vegetables is ready for planting. A 30 foot long grapevine provides two types of grapes for you. (Your chickens and goats will love them too). Two mature almond trees and a pomegranate bush add to your farm feel. For the sports fans, there is a pickleball court. If you're not a sports fan, it can be the slab for a shop or building. The property also includes an attached oversized 2 car garage.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.16
Remaining Loan Term
25 years, 4 months
Monthly PITI
$2,799.97/mo
Estimated Loan Balance
$357,672
Cash to close
$262,093
Interest Paid
$55,700

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, GasStarter, WoodBurning
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Ranch
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 1978
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: StreetLights
HOA
  • Has HOA: No
Location
  • Region: Lancaster

Financial Details

  • Price per Sqft: $323.07
  • Tax Annual Amount: $7737.5
  • On Market Date: 2025-03-28T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $262,093 (42%)
You can enter any amount below - secondary financing will cover the difference if needed.
42%
$

You cover the entire equity of $262,093!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.16% Sellers Rate
$356,907
Your Cash$262,093
Total Purchase Price:$619,000

Assumed vs Traditional Mortgage

Assumed @ 3.16%
$1,707/mo
Traditional @ 7.5%
$2,780/mo
You save $1,073/month ($12,871/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SR25068282

Listing From:

Last updated: 2025-03-29T13:50:49.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.16%
7.15%

Principal & Interest

$1,707 /mo
$2,680 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $262,093 (42%)
You can enter any amount below - secondary financing will cover the difference if needed.
42%
$

You cover the entire equity of $262,093!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.16% Sellers Rate
$356,907
Your Cash$262,093
Total Purchase Price:$619,000

Assumed vs Traditional Mortgage

Assumed @ 3.16%
$1,707/mo
Traditional @ 7.5%
$2,780/mo
You save $1,073/month ($12,871/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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