Laura Jewett

Laura Jewett

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Pending

$319,000

($75,615 down)
FHA

433 Main Street, La Crescent, MN 55947

4
3
2,168 sqft
PITI Monthly
$2,043.41 /mo

Listing courtesy of: , Edina Realty, Inc.

Assumed Rate

5.23%
7.15%

Principal & Interest

$1,390 /mo
$1,704 /mo

What's Special

LOCATION
HARDWOOD FLOORS
DECK

Beautiful house in a great location. Come to see this magnificent home on Main St. in LaCrescent. Hardwood floors, main floor bedroom, large living room & added on porch. Notice the large Kit/Din area with eat in kitchen & all the appliances. Large steps going to basement with family room & additional bedrooms. Large laundry room with bathrooms on each floor, and don't miss the in-floor heat in the basement. A 12x20 deck with composite and a garage out back with alley entrance. This house won't last long so viewing it is a must!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.23
Remaining Loan Term
27 years, 3 months
Monthly PITI
$2,043.41/mo
Estimated Loan Balance
$244,365
Cash to close
$75,615
Interest Paid
$35,594

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Boiler, Forced Air, Hot Water, Radiant Floor
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Age 8 Years or Less
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Age 8 Years or Less
Condition
  • Year Built: 1888
Details
  • Builder:

Community & HOA

Community
  • Subdivision: La Crescent
  • Features: No Stairs External
HOA
  • Has HOA: No
Location
  • Region: La Crescent

Financial Details

  • Price per Sqft: $147.14
  • Tax Annual Amount: $3892
  • On Market Date: 2024-11-06T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $75,615 (24%)
You can enter any amount below - secondary financing will cover the difference if needed.
24%
$

You cover the entire equity of $75,615!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$243,385
Your Cash$75,615
Total Purchase Price:$319,000

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$1,390/mo
Traditional @ 7.5%
$1,768/mo
You save $378/month ($4,531/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6628158

Listing From: northstar

Last updated: 2025-03-26T14:44:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.23%
7.15%

Principal & Interest

$1,390 /mo
$1,704 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $75,615 (24%)
You can enter any amount below - secondary financing will cover the difference if needed.
24%
$

You cover the entire equity of $75,615!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$243,385
Your Cash$75,615
Total Purchase Price:$319,000

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$1,390/mo
Traditional @ 7.5%
$1,768/mo
You save $378/month ($4,531/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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